Loan Against Property in Gulbarga

RBI Registered

RBI Registered

How does LAP Work?

How does LAP
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Avail LAP in Two Types

Term loan against propertyTerm loan against property

Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Oxyzo Loan Against Property in Gulbarga: Quick Disbursal and High LTV

Gulbarga, a city located in the northern part of Karnataka, is known for its historical and cultural significance. The city has a thriving industrial sector, and it is home to several manufacturers, contractors, and SMEs. However, like any other business, these enterprises require capital to expand and grow. In such cases, Loan Against Property (LAP) is an excellent option to meet the financial needs of these businesses.

Oxyzo, a leading non-banking financial company (NBFC), offers LAP in Gulbarga to manufacturers, contractors, and SMEs. The company provides loans against residential, commercial, and industrial properties. The biggest advantage of availing of LAP from Oxyzo is the high Loan-to-Value (LTV) ratio of up to 150%. This means that borrowers can get a loan amount of up to 150% of their property’s market value.

Moreover, Oxyzo’s LAP interest rates are competitive and affordable. The interest rate depends on various factors such as the borrower’s credit score, property type, and loan amount. Oxyzo ensures transparency in the entire loan process, and there are no hidden charges or fees.

The loan disbursal process at Oxyzo is quick and hassle-free, with loans being disbursed within 24-48 hours of approval. The entire loan process is digitized, making it easier for borrowers to apply for a loan from the comfort of their home or office. Oxyzo’s customer service team is always available to assist borrowers with any queries they may have.

Manufacturers, contractors, and SMEs can use LAP for various purposes such as purchasing machinery, working capital requirements, business expansion, and debt consolidation. The loan tenure ranges from 5 to 15 years, giving borrowers ample time to repay the loan amount.

In conclusion, Oxyzo’s LAP in Gulbarga is an excellent financing option for manufacturers, contractors, and SMEs. With high LTV, quick disbursal, competitive interest rates, and a 100% digitized process, Oxyzo ensures that borrowers can meet their financial needs without any hassle.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
NOTE: No processing fee is being charged by Oxyzo before the sanction of the loan. Any individual claiming otherwise must not be entertained.
Please report such activity on getsupport@oxyzo.in
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