Vendor Finance in Ghaziabad

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How does Vendor Finance Work?

Vendor Finance Benefits

For BuyersFor Buyers

Benefits
High scalability
High scalability

Complete big orders with multiple vendors flexibly and scale your business

Digital and Hassle-free
Digital and Hassle-free

Complete the entire process from sanction to disbursal online.

Cheaper than supplier credit
Cheaper than supplier credit

Get raw materials at the best rates by making an upfront payment

For SuppliersFor Suppliers

Benefits
Improved working capital cycles
Improved working capital cycles

Manage your working capital better and expand faster

Unsecured credit line
Unsecured credit line

The unsecured vendor finance is given without putting land or property as collateral.

Instant Disbursement
Instant Disbursement

Receive funds within 24-48 hours of vendor loan sanction

Vendor Finance Eligibility & Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for a Vendor Finance

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

Unsecured working capital

Unsecured working capital

Competitive interest rates

Competitive interest rates

Easy Repayment tenure

Easy Repayment tenure

No foreclosure charges

No foreclosure charges

No part-payment charges

No part-payment charges

No minimum utilization charges

No minimum utilization charges

No new bank account required

No new bank account required

Savings up to 3% on raw material purchases

Savings up to 3% on raw material purchases

100% digitized and simplified process

100% digitized and simplified process

Approval within 48 hours

Approval within 48 hours

One-time processing fee

One-time processing fee

Flexible Repayments

Flexible Repayments

Get Working capital with Vendor Finance

Oxyzo Vendor Finance is a leading provider of vendor financing solutions in Ghaziabad, a city located in the Indian state of Uttar Pradesh. Ghaziabad is an important industrial and commercial hub in the National Capital Region (NCR) of India, with a population of over 2.3 million people. The city is home to a wide range of businesses, from small and medium enterprises to large corporations. As the city continues to grow, the demand for financing solutions for both buyers and suppliers has increased, and Oxyzo Vendor Finance is here to meet that demand.

For buyers, Oxyzo Vendor Finance offers high scalability, digital and hassle-free financing solutions, and a cheaper alternative to supplier credit. With Oxyzo Vendor Finance, buyers can quickly and easily finance their purchases from suppliers without having to rely on expensive and inflexible supplier credit. Instead, Oxyzo Vendor Finance offers a flexible, digital financing solution that allows buyers to scale their purchases up or down based on their business needs. This can be particularly helpful for small and medium enterprises that may not have the resources to invest in large purchases upfront.

Oxyzo Vendor Finance also offers a digital and hassle-free experience, with a user-friendly online platform that streamlines the financing process for buyers. From application to disbursement, the process is simple, efficient, and transparent, giving buyers peace of mind and a seamless experience. Additionally, Oxyzo Vendor Finance’s financing solutions are cheaper than traditional supplier credit, as they offer competitive interest rates and lower transaction fees, helping buyers to reduce their costs and increase their profitability.

For suppliers, Oxyzo Vendor Finance offers a range of benefits, including improved working capital cycles, an unsecured credit line, and instant disbursement. With Oxyzo Vendor Finance, suppliers can improve their cash flow by receiving payment immediately upon delivery of goods, rather than having to wait for payment from buyers. This can help to speed up the supply chain process and reduce the risk of default by buyers. Additionally, Oxyzo Vendor Finance offers an unsecured credit line, meaning that suppliers do not need to provide collateral to secure financing. This can be particularly helpful for small and medium enterprises that may not have sufficient assets to offer as collateral.

Overall, Oxyzo Vendor Finance is a trusted and reliable provider of vendor financing solutions in Ghaziabad, offering a range of benefits for both buyers and suppliers. Whether you are a buyer looking for flexible and affordable financing solutions, or a supplier looking to improve your working capital cycles and access unsecured credit, Oxyzo Vendor Finance has the expertise and experience to help you succeed. Contact us today to learn more about our financing solutions and how we can help your business grow.

Frequently Asked Questions

What are the documents required for vendor finance ?
SMEs can apply for vendor finance with the following documents :
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
Does Oxyzo provide collateral-free vendor finance ?
Yes
How is eligibility calculated for vendor finance ?
The eligibility depends on the business vintage and turnover. SMEs must have a minimum turnover of 3 crores and a business vintage of at least 3 years to apply online
What are the benefits of vendor financing for an anchor ?
In vendor financing or payables financing, the anchor gets the benefit of an off-balance-sheet facility, can negotiate the best procurement prices, and there is high scalability due to standard documentation which enables the anchor to onboard any number of vendors through a hassle-free process.
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