Machinery Finance in Gujarat

RBI Registered

RBI Registered NBFC

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How does Machinery Finance Work?

Machinery Finance Benefits

Better Profitability

Better Profitability

Businesses can increase their production capacity and book higher profits

Instant disbursement

Instant disbursement

Get loan disbursement within 24-48 hours of the amount being sanctioned

100% digitized process

100% digitized process

The online machinery loan process is fast and hassle-free

Flexible repayment options

Flexible repayment options

A machinery loan can be repaid with flexible EMI options

Low-cost credit

Low-cost credit

Machinery loan interest rates are relatively lower than other financing products

Machinery Finance Eligibility & Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for a Machinery Finance

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

Quick hypothecation

Quick hypothecation

Low interest rate

Low interest rate

Higher LTV

Higher LTV

Easy EMI options

Easy EMI options

Approval within 48 hours

Approval within 48 hours

Nominal processing fee

Nominal processing fee

Flexible repayment tenure

Flexible repayment tenure

Get Working capital with Machinery Finance

Oxyzo Machinery Finance: Fueling the Growth of Gujarat Businesses

Gujarat is a land of opportunity, known for its vibrant business environment and entrepreneurial spirit. With a robust industrial base and a strategic location, the state has emerged as a hub for manufacturing, trade, and commerce. However, to realize their full potential, businesses in Gujarat require adequate access to finance. That’s where Oxyzo Machinery Finance comes in.

Oxyzo Machinery Finance is a leading non-banking financial company (NBFC) that provides hassle-free finance solutions to businesses in Gujarat. Our mission is to fuel the growth of Gujarat businesses by offering customized financial solutions that cater to their unique needs and aspirations. Whether you are a small-scale enterprise or a large conglomerate, we have the expertise and resources to help you achieve your goals.

Benefits of Better Profitability

At Oxyzo Machinery Finance, we understand that profitability is the lifeblood of any business. That’s why we offer financial solutions that are designed to enhance your profitability. With our finance solutions, you can invest in new machinery, upgrade your existing equipment, or expand your operations. By doing so, you can improve your productivity, reduce your operating costs, and enhance your competitiveness in the marketplace.

Instant Disbursement

We understand that time is of the essence in business. That’s why we offer instant disbursement of loans to our customers. Our 100% digitized process ensures that you get your funds within the shortest possible time, without any hassle or delays. Whether you need finance for a new project, to bridge a temporary cash-flow gap, or for any other business purpose, we are here to help you.

100% Digitized Process

At Oxyzo Machinery Finance, we believe in the power of technology to simplify and streamline finance. That’s why we have a 100% digitized process that eliminates the need for paperwork and manual processing. You can apply for a loan online, upload your documents, and get your loan disbursed without ever leaving your office. Our online platform is secure, user-friendly, and available 24/7, so you can access it at your convenience.

Flexible Repayment Options

We understand that every business is unique, and so are its cash flow requirements. That’s why we offer flexible repayment options to our customers. You can choose the repayment tenure that suits your cash flow cycle, and opt for monthly, quarterly, or half-yearly repayments. We also offer customized EMI solutions that cater to your specific needs and preferences.

In conclusion, Oxyzo Machinery Finance is your trusted partner for all your financial needs in Gujarat. With our expertise, resources, and commitment to excellence, we are here to fuel the growth of your business and help you achieve your dreams. Contact us today to know more about our finance solutions and how we can help you take your business to the next level.

Frequently Asked Questions

Is machinery finance similar to a term loan ?
Yes, a machinery loan is a capex term loan that helps in bringing higher productivity in business operations with the use of modern day manufacturing and assembly machines.
Does Oxyzo provide machinery loan without security ?
Yes
For which type of assets does Oxyzo offer machinery finance ?
Oxyzo offers machinery finance against fixed assets like plant and machinery.
How is the LTV determined for a machinery loan ?
It depends on the type of asset. For new or standard assets, LTV is higher as compared to refurbished or non-standard assets.
What is the maximum sanction amount offered by Oxyzo for machinery finance ?
It depends on the eligibility, your requirement and our comfort. If you meet our basic guidelines and our team has comfort in terms of credit assessment, we offer a decent sanction.
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