Loan Against Property in Dehradun

RBI Registered

RBI Registered

Download our App!
+91

Available on

Download App
Download App

How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Our New App is Live!
title
Fuel Your Business Dreams with OXYZO
+91
Scan to get App
title
title
title

Enhanced Security Features

title

Hassle-free Loan Applications

title

Simplified Documentation Process

title

Get Disbursals on the Fly

title

Ledger on Your Fingertips

title

Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Oxyzo is now providing loan against property (LAP) in Dehradun for manufacturers, contractors, and SMEs. This financial solution has gained popularity in recent years as it offers a great way to get financial assistance in a hassle-free manner. A loan against property is a secured loan where the borrower pledges his/her property as collateral to the lender. In return, the lender provides a loan amount that can be used for various purposes such as business expansion, debt consolidation, or personal expenses.

Dehradun, the capital city of Uttarakhand, is known for its scenic beauty and is also a hub for small and medium-scale industries. The city has a favorable business environment, which makes it an ideal location for manufacturers, contractors, and SMEs to expand their businesses. With Oxyzo’s loan against property in Dehradun, businesses can now leverage their existing property to avail of funds at attractive interest rates and get quick disbursal within 24-48 hours.

Oxyzo’s loan against property in Dehradun offers up to 150% LTV (Loan to Value) which means that the loan amount can be up to 1.5 times the value of the property being pledged as collateral. This high LTV ratio can help businesses get the desired loan amount without having to pledge multiple properties. Additionally, the LAP interest rate offered by Oxyzo is highly competitive, which means that businesses can save a considerable amount of money on interest payments.

One of the biggest advantages of Oxyzo’s loan against property in Dehradun is that the entire process is 100% digitized. This means that businesses can apply for loan online without having to visit the branch physically. The entire process, from loan application to disbursal, is streamlined and hassle-free, which makes it a preferred choice for busy business owners who don’t have the time to visit the bank frequently.

In conclusion, Oxyzo’s loan against property in Dehradun is an excellent financial solution for manufacturers, contractors, and SMEs who are looking for quick and hassle-free funds at attractive interest rates. With up to 150% LTV and quick disbursal within 24-48 hours, businesses can leverage their existing property to fulfill their financial requirements. The entire process is 100% digitized, making it convenient for busy business owners to apply for loan from the comfort of their homes or office. So, if you are a business owner in Dehradun and looking for funds, Oxyzo’s loan against property is the right solution for you.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
Contact Us
Contact Us

Ask Queries, learn about products and much more

Contact Us