Loan Against Property in Bilaspur

RBI Registered

RBI Registered

How does LAP Work?

How does LAP
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Avail LAP in Two Types

Term loan against propertyTerm loan against property

Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Oxyzo is proud to offer its Loan Against Property (LAP) product in Bilaspur. We understand that Manufacturers, Contractors, and SMEs often require substantial funding to grow and expand their business operations. Hence, we offer LAP to help these businesses leverage their immovable assets such as land or property to meet their financial needs.

Bilaspur is a city located in the Indian state of Chhattisgarh, with a population of over 4 lakh people. It is known for its cultural diversity, industries, and educational institutions. Bilaspur has a robust manufacturing sector, which includes food processing, steel, cement, and aluminum manufacturing industries. The city also has a thriving SME sector, with businesses operating in various fields like textiles, chemicals, and engineering.

The benefits of Oxyzo’s Loan Against Property in Bilaspur are numerous. Our LAP product offers up to 150% LTV (Loan-to-Value) ratio, which means that businesses can receive a loan amount of up to 1.5 times the value of their property or land. This feature makes LAP an attractive financing option for businesses that require significant funds for expansion or other business-related needs.

Oxyzo’s Loan Against Property in Bilaspur comes with a competitive interest rate, ensuring that businesses can access funds at a low cost. Our interest rates for LAP are highly competitive and vary based on the borrower’s creditworthiness and other factors.

In addition to the above, Oxyzo’s Loan Against Property in Bilaspur comes with a quick disbursal feature. Our digitized process ensures that businesses can receive their loan amount within 24-48 hours of application, making it an excellent option for businesses that require funds urgently.

The eligibility criteria for Oxyzo’s Loan Against Property in Bilaspur is straightforward. Manufacturers, Contractors, and SMEs with a good credit score and a property/land to pledge as collateral are eligible to apply for LAP. Our documentation process is straightforward, and our expert team of loan advisors is available to assist borrowers throughout the loan application process.

In conclusion, Oxyzo’s Loan Against Property in Bilaspur is an excellent financing option for Manufacturers, Contractors, and SMEs. With up to 150% LTV, competitive interest rates, and quick disbursals, businesses can access funds easily and quickly. Apply for Oxyzo’s Loan Against Property in Bilaspur today and take your business to the next level.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
NOTE: No processing fee is being charged by Oxyzo before the sanction of the loan. Any individual claiming otherwise must not be entertained.
Please report such activity on getsupport@oxyzo.in
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