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Loan Against Property in Bilaspur
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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
Our Terms
Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Oxyzo is proud to offer its Loan Against Property (LAP) product in Bilaspur. We understand that Manufacturers, Contractors, and SMEs often require substantial funding to grow and expand their business operations. Hence, we offer LAP to help these businesses leverage their immovable assets such as land or property to meet their financial needs.
Bilaspur is a city located in the Indian state of Chhattisgarh, with a population of over 4 lakh people. It is known for its cultural diversity, industries, and educational institutions. Bilaspur has a robust manufacturing sector, which includes food processing, steel, cement, and aluminum manufacturing industries. The city also has a thriving SME sector, with businesses operating in various fields like textiles, chemicals, and engineering.
The benefits of Oxyzo’s Loan Against Property in Bilaspur are numerous. Our LAP product offers up to 150% LTV (Loan-to-Value) ratio, which means that businesses can receive a loan amount of up to 1.5 times the value of their property or land. This feature makes LAP an attractive financing option for businesses that require significant funds for expansion or other business-related needs.
Oxyzo’s Loan Against Property in Bilaspur comes with a competitive interest rate, ensuring that businesses can access funds at a low cost. Our interest rates for LAP are highly competitive and vary based on the borrower’s creditworthiness and other factors.
In addition to the above, Oxyzo’s Loan Against Property in Bilaspur comes with a quick disbursal feature. Our digitized process ensures that businesses can receive their loan amount within 24-48 hours of application, making it an excellent option for businesses that require funds urgently.
The eligibility criteria for Oxyzo’s Loan Against Property in Bilaspur is straightforward. Manufacturers, Contractors, and SMEs with a good credit score and a property/land to pledge as collateral are eligible to apply for LAP. Our documentation process is straightforward, and our expert team of loan advisors is available to assist borrowers throughout the loan application process.
In conclusion, Oxyzo’s Loan Against Property in Bilaspur is an excellent financing option for Manufacturers, Contractors, and SMEs. With up to 150% LTV, competitive interest rates, and quick disbursals, businesses can access funds easily and quickly. Apply for Oxyzo’s Loan Against Property in Bilaspur today and take your business to the next level.
