Business Loan in Telangana

RBI Registered

RBI Registered NBFC

Download our App!
+91

Available on

Download AppDownload App
Download App

How does Business Loan Work?

Business Loan Benefits

Collateral-free

Collateral-free

Unsecured business loans do not require land, property, bank guarantee or any other business collateral

Low cost credit

Low cost credit

The interest rate charged on a business loan is relatively lower than that of loan

100% digitized process

100% digitized process

The online business loan process is fast and hassle-free

Flexible repayment options

Flexible repayment options

A business loan can be repaid with flexible EMI options

Instant disbursement

Instant disbursement

Get loan disbursement within 24-48 hours of the amount being sanctioned

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Our New App is Live!
Fuel Your Business Dreams with OXYZO
+91
Scan to get App
title
title
title

Enhanced Security Features

title

Hassle-free Loan Applications

title

Simplified Documentation Process

title

Get Disbursals on the Fly

title

Ledger on Your Fingertips

title

Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No collateral required

No collateral required

Minimum Paperwork

Minimum Paperwork

Attractive interest rate

Attractive interest rate

Flexible repayment tenure

Flexible repayment tenure

Approval within 48 hours

Approval within 48 hours

Nominal processing-fee

Nominal processing-fee

Easy EMI options

Easy EMI options

Business Loan in Telangana: Instant Working Capital Finance

Oxyzo Business Loan, now a significant option for business loan in Telangana, aligns perfectly with the state’s burgeoning industrial, business, and economic landscape. Known for its cultural richness and economic vigor, Telangana is a hub for diverse industries such as information technology, pharmaceuticals, and manufacturing. The introduction of Oxyzo Business Loans, with an interest rate starting from 12%, provides a vital financial tool for entrepreneurs in these sectors.

In the dynamic economy of Telangana, the collateral-free nature of Oxyzo Business Loans is a major advantage, especially for SMEs and MSMEs. This feature is crucial in a state experiencing rapid industrial growth, as it allows businesses to secure financial support without the need for collateral. This is particularly beneficial for businesses in the technology and manufacturing sectors, where cash flow and capital investments are key.

Oxyzo Business Loans are a standout choice for business loan in Telangana due to their competitive interest rate starting at 12%. This rate is attractive for businesses seeking affordable financing options amidst the fluctuating business loan interest rates. Oxyzo’s loans thus become a cost-effective choice for businesses across various sectors, fueling their growth in Telangana’s vibrant economic environment.

The fully digital process of Oxyzo Business Loans resonates with Telangana’s focus on technological advancement. The state, known for its digital initiatives, benefits from Oxyzo’s online loan application and processing system. This digital approach simplifies the borrowing experience and aligns with the tech-savvy nature of the state’s business community, offering a modern and efficient financial solution.

Considering the diverse nature of Telangana’s economy, Oxyzo’s flexible repayment options are a strategic advantage. This flexibility is essential for businesses involved in sectors like industrial loans and working capital business loans, as it allows them to manage their financial commitments in alignment with their operational cash flow.

The feature of instant disbursement is particularly significant for a business loan in Telangana, given the state’s fast-paced economic setting. For businesses in rapidly evolving sectors like IT, pharmaceuticals, and textiles, the ability to quickly access funds is crucial. It enables them to respond swiftly to market opportunities and financial challenges, keeping them agile and competitive.

In summary, Oxyzo Business Loan, a key player for business loan in Telangana, with its starting interest rate of 12% and a fully digital funding process, is an ideal financial solution for the region’s thriving business landscape. Its features of collateral-free loans, competitive rates, digital convenience, flexible repayment, and quick fund disbursement, make it an indispensable partner for businesses looking to succeed in Telangana’s dynamic economy.

Frequently Asked Questions

What is a business loan and for what purpose is it used ?
A business loan is a form of term loan that is specifically used by SMEs for business expansion purposes and to help them grow and scale their business. Monthly payments are fixed over the tenure with a lending agreement.A lending agreement is signed between a lender and a business. The lender provides money to the business. The business repays in an agreed-upon duration of time with an agreed amount of interest. We offer it as a term loan as it can be paid back quickly in EMIs convenient to the SME owners.
Does Oxyzo provide business loan without security only ?
No, Oxyzo offers both unsecured business loans and secured loans for setting up new factories, renovating existing plants and other business expansion activities.
How is the eligibility calculated for a business loan ?
Business loan eligibility depends on the business vintage and turnover. SMEs must have a minimum turnover of 3 crores and a business vintage of atleast 3 years to apply for business loan online.
What are the business loan documents required ?
SMEs are required to apply online for a business loan with the following documents:
  • KYC documents
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years.
What is the maximum business loan offered by Oxyzo ?
The business loan limit in Oxyzo depends on the eligibility, your requirement and our comfort. If you meet our basic guidelines and our team has comfort in terms of credit assessment, we offer a decent sanction.

Ask Queries, learn about products and much more

WhatsApp Us