Who We Are

At Oxyzo, we pride ourselves in having a deep understanding of SMEs' business needs. Aiming to transform small and medium enterprises into large, we offer credit solutions and other loans in business that are customised to help SMEs expand their operations, revenue, and consequently their profit margins using our credit line.

This, combined with our custom tailored loan products across term loans, working capital solution, low-interest rates, collateral-free credit options, and 48 hours loan processing timelines transforms Oxyzo into a leading lending option for SMEs in India.

Oxyzo is currently serving 5000+ SMEs across India and having an AUM of Rs 7,500+ crores

Our Vision

Oxyzo aims to continuously innovate in the B2B financial services space through end-to-end capabilities across origination, deployment, curated structuring, and distribution, enabled through technology. Oxyzo aspires to broaden the digital financial services play organically and inorganically across a strong own balance sheet play, scaling the supply chain marketplace, launching innovative fixed income products for the SME space, and scaling other fee income business lines, including debt capital markets and securities.

Our Mission

Our core mission is to cater to the dynamic demands of the B2B sector by delivering intelligent and innovative financial solutions spanning a wide array of financial products. We aim to empower businesses with tailored financing options that align with their evolving needs. Additionally, we are committed to facilitating seamless access to digital platforms that leverage our robust credit and origination capabilities. Through this, we strive to foster growth and success for our valued partners in the B2B space.
  • Our Team
  • Our Team
  • Our Team
  • Our Team
  • Our Team
  • Our Team
  • Our Team
  • Our Team
  • Our Team
  • Our Team

Our Values

Warrior Spirit

Warrior Spirit

Unrivalled culture

Unrivalled culture

Integrity

Integrity

Industry Excellence

Industry Excellence

Customer Centricity

Customer Centricity

Our Milestones

  • Crossed the  AUM of ₹5,000 Cr
    Crossed the AUM of ₹5,000 Cr
    2023
  • Reached an AUM of 3000 Crs
    Reached an AUM of 3000 Crs
    Onwards and Upwards to $1 Billion
    2022
  • Series A of $ 200 million
    Series A of $ 200 million
    Made it into the Unicorn Club
  • Rating Upgrade to A+ from ICRA
    Rating Upgrade to A+ from ICRA
    2021
  • 3 notch Rating Movement - A (Stable) by CRISIL
    3 notch Rating Movement - A (Stable) by CRISIL
  • Series D1 and D2
    Series D1 and D2
    Equity raise of USD 100 M
  • Credit Rating Upgrade
    Credit Rating Upgrade
    From BBB to BBB+(Stable) by ICRA and CARE
    2020
  • Onboarded PSB lenders
    Onboarded PSB lenders
    State Bank of India and BOI
  • Onboarded DFI
    Onboarded DFI
    Raised $5 MN from responsAbility
    2019
  • The March to 1000
    The March to 1000
    Crossed 1000 Crore AUM
  • We cross INR 500 Cr AUM
    We cross INR 500 Cr AUM
    5x our AUM within an Year
  • Listed on Debt Market segment of BSE
    Listed on Debt Market segment of BSE
  • We are Operationally Profitable
    We are Operationally Profitable
    Crossed 100 Crores AUM
    2018
  • Received NBFC License
    Received NBFC License
    RBI Registered
    2017
  • NBFC Incorporated
    NBFC Incorporated
    Our Journey Begins
    2016
HomeWho We Are