Purchase
Finance
Procure raw materials at the right price
Loan Against Property
Fulfill your business needs and expand your business by leveraging your property with our LAP solution
RBI Registered
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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
Our Terms
Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Know about Loan Against Property
A Loan Against Property (LAP), also known as a mortgage loan, is granted against an asset the lender holds until the loan gets repaid.
The asset could be residential, commercial, or industrial property. Lenders typically approve a mortgage loan based on a property's
market value percentage, which can be repaid in easy EMIs. Loan against property can be used to scale and boost your business to new
heights.
Oxyzo, the SME-centric RBI registered NBFC, offers the smart business financing solutions, such as loan against property to its clients
that are completely digitized, and hassle-free with no hidden charges.
