Loan Against Property

Fulfill your business needs and expand your business by leveraging your property with our LAP solution

RBI Registered

RBI Registered

How does LAP Work?

How does LAP <span class="span">Work?</span>
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Avail LAP in Two Types

Term loan against PropertyTerm loan against
property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick Disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless Property Evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

urchase Finance against propertyPurchase Finance
against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick Disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover <strong>₹3 crores</strong>
Minimum turnover ₹3 crores
Business vintage <strong>3+ years</strong>
Business vintage 3+ years

Required Documents

<strong>KYC</strong> details
KYC details
Last <strong>6 months</strong> of banking
Last 6 months of banking
Financials for previous <strong>2 fiscal years</strong>
Financials for previous 2 fiscal years
<strong>GSTR details</strong> for current fiscal year
GSTR details for current fiscal year
Property document
Property document

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Know about Loan Against Property

A Loan Against Property (LAP), also known as a mortgage loan, is granted against an asset the lender holds until the loan gets repaid. The asset could be residential, commercial, or industrial property. Lenders typically approve a mortgage loan based on a property's market value percentage, which can be repaid in easy EMIs. Loan against property can be used to scale and boost your business to new heights.
Oxyzo, the SME-centric RBI registered NBFC, offers the smart business financing solutions, such as loan against property to its clients that are completely digitized, and hassle-free with no hidden charges.

Frequently Asked Questions

What is the required loan against property eligibility ?
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The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
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Yes
What are the documents required for a loan against property ?
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SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
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We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
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A loan against property (LAP) gets you a higher loan sanction at a low cost.
NOTE: No processing fee is being charged by Oxyzo before the sanction of the loan. Any individual claiming otherwise must not be entertained.
Please report such activity on getsupport@oxyzo.in
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