Loan Against Property in Odisha

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Odisha, also known as Orissa, is a state in eastern India that is rich in culture, history, and natural resources. The state’s economy is primarily driven by agriculture, manufacturing, and tourism. However, despite the many opportunities, manufacturers, contractors, and SMEs often find themselves in need of financial assistance to fund their business ventures. This is where Oxyzo’s loan against property in Odisha can be a valuable asset.

Oxyzo’s loan against property allows manufacturers, contractors, and SMEs to use their property as collateral to secure a loan. With Oxyzo, businesses can get up to 150% loan to value (LTV), which is significantly higher than many other lenders. This means that businesses can borrow more money against the value of their property, providing them with more funds to invest in their operations.

Additionally, Oxyzo’s loan against property interest rates is highly competitive, ensuring that businesses can access affordable financing without having to worry about high-interest rates. This can be especially important for SMEs, who may not have the financial resources to pay high-interest rates.

One of the biggest advantages of Oxyzo’s loan against property in Odisha is the quick disbursal process. Unlike many traditional lenders, Oxyzo can provide businesses with funding within 24-48 hours of loan approval. This can be a game-changer for businesses that need funds quickly to take advantage of time-sensitive opportunities or to address urgent financial needs.

Oxyzo’s loan against land is also fully digitized, which means that businesses can complete the entire application process online. This makes it easy for busy business owners to apply for financing without having to take time away from their operations. Oxyzo’s online platform is user-friendly and designed to make the application process as smooth and straightforward as possible.

In conclusion, Oxyzo’s loan against property in Odisha is an excellent option for manufacturers, contractors, and SMEs who need financial assistance. With up to 150% LTV, competitive lap interest rates, quick disbursal, and a fully digitized process, businesses can access affordable and convenient financing to support their operations.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.

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