Loan Against Property in Mumbai

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Mumbai, the financial capital of India, is a bustling metropolis that is home to several businesses, both big and small. With the city’s ever-expanding economy, many Manufacturers, Contractors, and Small and Medium Enterprises (SMEs) require additional funding to grow their businesses. Oxyzo understands the financial needs of these businesses and provides a hassle-free Loan Against Property (LAP) in Mumbai.

Oxyzo’s LAP is an ideal financing solution for Manufacturers, Contractors, and SMEs who own a property and require funds for their business needs. With Oxyzo’s LAP, borrowers can avail of up to 150% LTV (Loan-to-Value) of their property’s value. This means that they can receive a loan amount that is higher than their property’s market value. The LAP interest rates offered by Oxyzo are competitive and affordable, making it a cost-effective way to finance their business.

Oxyzo’s LAP in Mumbai comes with a quick disbursal feature that ensures the borrowers receive the funds within 24-48 hours of loan approval. This feature is especially helpful for businesses that require urgent funding to cater to their business needs.

Another significant advantage of Oxyzo’s LAP is its 100% digitized process. With minimal documentation requirements, borrowers can apply for a loan from the comfort of their homes or offices. This feature saves a considerable amount of time and effort that would otherwise be spent on visiting the lender’s office.

Manufacturers, Contractors, and SMEs can leverage the benefits of Oxyzo’s LAP in Mumbai to expand their business operations, invest in new machinery, hire more staff, or any other business requirement. With Oxyzo’s affordable LAP interest rates, borrowers can repay their loan comfortably without affecting their business’s cash flow.

In conclusion, Oxyzo’s Loan Against Property (LAP) in Mumbai is an excellent financing solution for Manufacturers, Contractors, and SMEs who require additional funds for their business needs. With up to 150% LTV, quick disbursal, and a 100% digitized process, borrowers can avail of a cost-effective loan that meets their financial needs.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
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