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Finance
Procure raw materials at the right price
How does LAP Work?
Avail LAP in Two Types
Term loan against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
How to Apply for Credit
Step-by-step online process to apply
for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Are you a manufacturer, contractor, or SME in Hyderabad in need of funds? Oxyzo Loan Against Property (LAP) might be the solution for you. Our LAP scheme is designed to provide a hassle-free, quick, and convenient way to get access to funds using your property as collateral. With Oxyzo LAP, you can get benefits up to 150% LTV, quick disbursal (within 24-48 hours), and a 100% digitized process.
Hyderabad is a city that is rapidly growing and developing, with many opportunities for businesses to expand and grow. Whether you are a manufacturer looking to upgrade your equipment, a contractor in need of funds to complete a project, or an SME looking to expand your business, Oxyzo LAP can help you achieve your goals.
One of the significant advantages of LAP is that it provides you with a higher loan amount compared to other secured loans. With Oxyzo LAP, you can get up to 150% LTV, which means that you can get a loan amount that is 1.5 times the value of your property. This makes LAP an ideal option for businesses that require significant funds.
Another benefit of Oxyzo LAP is the quick disbursal process. We understand that time is of the essence for businesses, and delays can be costly. Therefore, we offer a quick disbursal process that takes only 24-48 hours to process your application and disburse the loan amount. This makes Oxyzo LAP an excellent option for businesses that need funds urgently.
Oxyzo LAP has an entirely digitized process, making it easy and convenient for you to apply for and get a loan. You can apply for the loan from the comfort of your home or office, and our team of experts will guide you through the process. Our digitized process ensures that there are no lengthy paperwork and manual processes, making it a hassle-free and convenient way to get access to funds.
If you’re a manufacturer, contractor, or SME in Hyderabad looking for funds, Oxyzo LAP is an excellent option for you. With LAP interest rates that are competitive and tailored to your needs, we ensure that you get the best deal. Contact us today to apply for Oxyzo LAP and take your business to the next level.
Frequently Asked Questions
What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
- Minimum turnover 3 crores
- Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
- KYC
- Last 6 months of banking
- GSTR details for the current financial year
- Financial statements for the previous 3 financial years
- Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
