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Loan Against Property in Ghaziabad
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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
Our Terms
Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Oxyzo Loan Against Property – Helping Manufacturers, Contractors & SMEs in Ghaziabad
Ghaziabad is a bustling industrial city, located in the northern Indian state of Uttar Pradesh. Known for its manufacturing and construction industries, the city is home to a large number of small and medium-sized enterprises (SMEs) as well as contractors who are always on the lookout for funding to grow their businesses. Oxyzo Loan Against Property is a financial product designed specifically for such businesses in Ghaziabad, offering them easy access to funds against their property at attractive interest rates.
Benefits of Oxyzo Loan Against Property
One of the key benefits of Oxyzo Loan Against Property is its high Loan-to-Value (LTV) ratio of up to 150%, which means that businesses can avail of a loan amount of up to 150% of the value of their property. This enables them to leverage their existing assets to access larger amounts of capital to grow their businesses. Moreover, the interest rates on these loans are competitive, making it an affordable financing option for manufacturers, contractors & SMEs.
Another advantage of Oxyzo Loan Against Property is its quick disbursal process. The loan is disbursed within 24-48 hours of approval, allowing businesses to access funds quickly and meet their urgent financial needs. This is especially important for businesses that operate in a fast-paced environment where delays can lead to missed opportunities.
The loan application process is also 100% digitized, which means that businesses can apply for the loan from the comfort of their own offices or homes. This eliminates the need for them to visit a bank or financial institution in person, saving them time and effort.
Who can avail of Oxyzo Loan Against Property?
Manufacturers, contractors, and SMEs in Ghaziabad can avail of Oxyzo Loan Against Property to meet their funding requirements. The loan can be taken against residential or commercial property, making it a flexible financing option for businesses with different types of assets.
Conclusion
Oxyzo Loan Against Property is an ideal financing solution for businesses in Ghaziabad that need access to funds to expand their operations. With a high LTV ratio, competitive interest rates, quick disbursal, and a 100% digitized process, the loan offers businesses the flexibility and convenience they need to grow and succeed in their respective industries. If you are a manufacturer, contractor, or SME in Ghaziabad looking for a reliable and affordable financing option, Oxyzo Loan Against Property is worth considering.
