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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
How to Apply for Credit
Step-by-step online process to apply
for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Oxyzo Loan against Property in Dindigul: Unlock the Potential of Your Land
Dindigul, located in the southern state of Tamil Nadu, is known for its rich cultural heritage and industrial growth. The city boasts of a diverse economic landscape that comprises manufacturing, agriculture, and services. Whether you are a manufacturer, contractor, or an SME owner in Dindigul, Oxyzo’s Loan against Property can help you unlock the potential of your land and grow your business.
Oxyzo’s Loan against Property offers an attractive LTV (Loan to Value) ratio of up to 150%, which means you can avail of a higher loan amount by pledging your land as collateral. Additionally, the loan comes with quick disbursal options within 24-48 hours, so you can get the funds you need in no time. Oxyzo understands the importance of time and how it can affect the growth of your business, which is why we ensure a speedy and hassle-free process for loan disbursal.
One of the significant advantages of opting for a Loan against Property from Oxyzo is the competitive lap interest rates that we offer. Our interest rates are customized to meet your specific needs, and we ensure that you get the best deal possible. As a manufacturer, contractor, or SME owner, we understand that every penny counts and our loan against property interest rates are designed to help you save on your loan repayments.
At Oxyzo, we have a 100% digitized process, which means that you can apply for a loan online from the comfort of your home or office. We have streamlined the loan application process, and you can easily upload the required documents on our website. Our team of experts will verify your documents and complete the loan processing, ensuring that you get the funds you need without any hassles.
In conclusion, if you are a manufacturer, contractor, or SME owner in Dindigul looking for funds to grow your business, Oxyzo’s Loan against Property is the perfect solution for you. With up to 150% LTV, quick disbursal options, and competitive lap interest rates, you can unlock the potential of your land and take your business to the next level. Apply for Oxyzo’s Loan against Property today and experience a hassle-free loan process.
Frequently Asked Questions
What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
- Minimum turnover 3 crores
- Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
- KYC
- Last 6 months of banking
- GSTR details for the current financial year
- Financial statements for the previous 3 financial years
- Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
