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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
How to Apply for Credit
Step-by-step online process to apply
for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Welcome to Oxyzo Loan Against Property in Delhi – your one-stop destination for financial solutions for Manufacturers, Contractors, and SMEs. With Oxyzo LAP, you can unlock the true value of your property and get access to quick, hassle-free funds at competitive interest rates.
Delhi, the capital of India, is a bustling metropolis known for its rich history, culture, and commerce. As a hub of manufacturing and trade, Delhi is home to a large number of businesses that require financial support to sustain and grow. Oxyzo understands the unique financial needs of Delhi’s Manufacturers, Contractors, and SMEs, and offers tailored LAP solutions that help them achieve their goals.
When it comes to LAP, interest rates are an important factor that affects the affordability of the loan. Oxyzo offers attractive LAP interest rates that are competitive with the market, ensuring that you get the best deal possible. Our LAP interest rates are based on the loan amount, the property value, and the borrower’s creditworthiness, among other factors.
At Oxyzo, we offer LAP against land and property, allowing you to leverage the value of your assets to secure funds for your business needs. With LAP, you can get financing of up to 150% of the property value, which means you can unlock more funds than with other types of loans. This makes LAP an ideal choice for Manufacturers, Contractors, and SMEs who need large amounts of funds to meet their operational or expansion needs.
Oxyzo LAP is a 100% digitized process, which means that you can apply for and manage your loan online, from the comfort of your home or office. Our online platform is secure, easy to use, and provides real-time updates on your loan application status. With our quick disbursal feature, you can get access to funds within 24-48 hours of loan approval, ensuring that you can meet your business needs without delay.
In conclusion, Oxyzo Loan Against Property in Delhi offers a comprehensive financial solution for Manufacturers, Contractors, and SMEs who need quick, hassle-free access to funds. With our attractive LAP interest rates, high LTV, and 100% digitized process, you can rest assured that you are getting the best deal possible. Contact us today to learn more about our LAP solutions and take your business to new heights.
Frequently Asked Questions
What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
- Minimum turnover 3 crores
- Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
- KYC
- Last 6 months of banking
- GSTR details for the current financial year
- Financial statements for the previous 3 financial years
- Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
