Loan Against Property in Delhi

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RBI Registered NBFC

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Welcome to Oxyzo Loan Against Property in Delhi – your one-stop destination for financial solutions for Manufacturers, Contractors, and SMEs. With Oxyzo LAP, you can unlock the true value of your property and get access to quick, hassle-free funds at competitive interest rates.

Delhi, the capital of India, is a bustling metropolis known for its rich history, culture, and commerce. As a hub of manufacturing and trade, Delhi is home to a large number of businesses that require financial support to sustain and grow. Oxyzo understands the unique financial needs of Delhi’s Manufacturers, Contractors, and SMEs, and offers tailored LAP solutions that help them achieve their goals.

When it comes to LAP, interest rates are an important factor that affects the affordability of the loan. Oxyzo offers attractive LAP interest rates that are competitive with the market, ensuring that you get the best deal possible. Our LAP interest rates are based on the loan amount, the property value, and the borrower’s creditworthiness, among other factors.

At Oxyzo, we offer LAP against land and property, allowing you to leverage the value of your assets to secure funds for your business needs. With LAP, you can get financing of up to 150% of the property value, which means you can unlock more funds than with other types of loans. This makes LAP an ideal choice for Manufacturers, Contractors, and SMEs who need large amounts of funds to meet their operational or expansion needs.

Oxyzo LAP is a 100% digitized process, which means that you can apply for and manage your loan online, from the comfort of your home or office. Our online platform is secure, easy to use, and provides real-time updates on your loan application status. With our quick disbursal feature, you can get access to funds within 24-48 hours of loan approval, ensuring that you can meet your business needs without delay.

In conclusion, Oxyzo Loan Against Property in Delhi offers a comprehensive financial solution for Manufacturers, Contractors, and SMEs who need quick, hassle-free access to funds. With our attractive LAP interest rates, high LTV, and 100% digitized process, you can rest assured that you are getting the best deal possible. Contact us today to learn more about our LAP solutions and take your business to new heights.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.

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