Loan Against Property in Chhattisgarh

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Oxyzo Loan against Property in Chhattisgarh: Unlock the Value of Your Property

Chhattisgarh, located in central India, is known for its rich culture, natural resources, and thriving manufacturing and SME sectors. If you’re a manufacturer, contractor, or SME owner in Chhattisgarh looking to expand your business or address your financial needs, Oxyzo Loan against Property can be your ideal solution.

Oxyzo offers loan against property with up to 150% LTV (Loan to Value) and competitive interest rates, making it a convenient and affordable option for businesses. Whether you need funds for working capital, expansion, or any other business requirement, Oxyzo’s loan against property can help you meet your needs.

One of the significant advantages of Oxyzo’s loan against property is the quick disbursal process. The loan amount can be disbursed within 24-48 hours, ensuring that you get the funds when you need them the most. Additionally, Oxyzo’s loan against property is 100% digitized, enabling you to complete the application process online, from the comfort of your home or office.

Loan against property interest rates depends on various factors, including the borrower’s credit score, property value, and loan amount. Oxyzo offers competitive interest rates on loans against property, making it an affordable financing option for manufacturers, contractors, and SMEs in Chhattisgarh.

With Oxyzo’s loan against property, you can leverage the value of your property without selling it. Whether you own a commercial or residential property, you can pledge it as collateral and get access to funds as per the LTV. This way, you can continue to use your property while meeting your financial needs.

Oxyzo’s loan against property is an ideal financing option for manufacturers, contractors, and SMEs in Chhattisgarh. It offers flexible repayment options, allowing you to repay the loan in easy EMIs over a comfortable tenure. Additionally, you can use the loan amount for any business or personal need, giving you the freedom to use the funds as per your requirements.

In conclusion, Oxyzo’s loan against property in Chhattisgarh is a convenient and affordable financing option for manufacturers, contractors, and SMEs. With up to 150% LTV, competitive interest rates, quick disbursal, and a 100% digitized process, Oxyzo’s loan against property can help you unlock the value of your property and take your business to the next level.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.

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