Loan Against Property in Anantapur

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Anantapur, located in the state of Andhra Pradesh, is known for its rich cultural heritage and industrial growth. It is home to many small and medium enterprises, contractors, and manufacturers who contribute significantly to the city’s economy. However, these businesses often face a shortage of funds to expand their operations or meet their financial obligations. That’s where Oxyzo’s Loan Against Property comes in as a lifesaver.

Oxyzo’s Loan Against Property is a great option for manufacturers, contractors, and SMEs in Anantapur looking for a hassle-free loan. The loan can be availed by mortgaging a commercial or residential property owned by the borrower, making it a secured loan. The loan amount can go up to 150% of the property’s market value, ensuring that borrowers can get access to a large sum of money. Moreover, Oxyzo offers competitive interest rates on loan against property, making it a cost-effective option for businesses looking for funds.

One of the biggest advantages of Oxyzo’s Loan Against Property is the quick disbursal of funds. The loan application process is 100% digitized, eliminating the need for paperwork and reducing the processing time significantly. The loan amount can be disbursed within 24-48 hours of application approval, making it a convenient option for businesses with urgent funding requirements.

With Oxyzo’s Loan Against Property, businesses in Anantapur can enjoy multiple benefits. They can use the funds for various purposes such as expanding their operations, purchasing new machinery or equipment, meeting working capital requirements, or repaying existing debts. The loan tenure can go up to 15 years, allowing borrowers to repay the loan in easy EMIs without affecting their cash flow.

In conclusion, Oxyzo’s Loan Against Property is a great option for manufacturers, contractors, and SMEs in Anantapur looking for a reliable and hassle-free loan. With up to 150% LTV, competitive interest rates, quick disbursal, and a 100% digitized process, businesses can get access to the funds they need without any hassle. So, if you are a business owner looking for a loan against land or property in Anantapur, Oxyzo’s Loan Against Property is the perfect solution for you.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.

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