Loan Against Property in Agra

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Agra, the city of the Taj Mahal, is one of the most popular tourist destinations in India. It is also home to several small and medium enterprises (SMEs) that contribute significantly to the city’s economy. Many manufacturers and contractors in Agra often face financial challenges while trying to scale their businesses. Oxyzo Loan against Property is an excellent financial solution that offers the necessary funds to manufacturers, contractors, and SMEs against their property.

Oxyzo Loan against Property in Agra is a convenient way to leverage the equity of your property to get the funds you need. With up to 150% loan-to-value (LTV) ratio, you can access a higher loan amount than what you would typically get with other types of loans. Furthermore, the loan disbursal process is quick, with funds reaching your account within 24-48 hours.

One of the significant benefits of Oxyzo Loan against Property is its competitive interest rates. The interest rate for loan against property is generally lower than other forms of unsecured loans. The lap interest rates offered by Oxyzo are tailored to suit the needs of manufacturers, contractors, and SMEs in Agra. With flexible repayment options, you can repay the loan over a more extended period, making it easier to manage your finances.

Another advantage of Oxyzo Loan against Property is that the loan is entirely digitized. This means that the entire application process is online, making it more convenient for borrowers. You can apply for the loan from the comfort of your home or office, eliminating the need to visit a branch physically. The digitized process also means that the loan processing time is reduced, making it possible to get your funds quickly.

Manufacturers, contractors, and SMEs in Agra can use Oxyzo Loan against Property to fund their business expansion plans, purchase new equipment, or upgrade their infrastructure. The loan amount is determined based on the value of your property, and the loan disbursal is quick and hassle-free.

In conclusion, Oxyzo Loan against Property in Agra is an excellent financial solution for manufacturers, contractors, and SMEs looking to access quick and easy funds. With competitive interest rates, up to 150% LTV ratio, and a fully digitized process, you can get the financial assistance you need to scale your business without any hassle.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.

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