Collateral-free
Unsecured business loans do not require land, property, bank guarantee or any other business collateral
Business Loan in West Bengal
RBI Registered
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How does Business Loan Work?
Business Loan Benefits
Low cost credit
The interest rate charged on a business loan is relatively lower than that of loan
100% digitized process
The online business loan process is fast and hassle-free
Flexible repayment options
A business loan can be repaid with flexible EMI options
Instant disbursement
Get loan disbursement within 24-48 hours of the amount being sanctioned
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Our Terms
Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No collateral required
Minimum Paperwork
Attractive interest rate
Flexible repayment tenure
Approval within 48 hours
Nominal processing-fee
Easy EMI options
Get Working capital with Business Loan
West Bengal, a state located in the eastern region of India, is known for its rich cultural heritage, diverse landscape, and bustling economy. The state has a booming business industry, which has contributed significantly to its economic growth of the state. Oxyzo Business Loan is an ideal option for entrepreneurs and small business owners in West Bengal looking for funds to grow their businesses.
Oxyzo Business Loan offers collateral-free loans at a low-cost interest rate, making it a perfect choice for small business owners looking for quick funding without having to pledge any assets. The loan approval process is entirely digital, making it easy for entrepreneurs to apply and get approved for a loan without having to visit a physical branch.
The flexible repayment options offered by Oxyzo Business Loan make it easy for small business owners to repay the loan without worrying about a fixed monthly installment. The loan repayment tenure can be customized to fit the business owner’s financial goals, ensuring they can repay the loan comfortably without putting a strain on their finances.
One of the significant benefits of the Oxyzo Business Loan is the instant disbursement of funds. The loan amount is credited to the borrower’s account within 24 hours of loan approval, ensuring entrepreneurs have quick access to funds to grow their businesses.
Oxyzo Business Loan offers funding for various business purposes, including working capital, business expansion, and the purchase of equipment. Entrepreneurs can use the loan amount to increase their inventory, invest in marketing, and even hire new employees to expand their business.
In conclusion, Oxyzo Business Loan in West Bengal is an excellent option for entrepreneurs and small business owners looking for quick and hassle-free funding options. The collateral-free, low-cost credit, 100% digitized process, flexible repayment options, and instant disbursement make it a perfect fit for small business owners looking to grow their businesses without any financial stress.
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