Business Loan in Rajasthan

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How does Business Loan Work?

Business Loan Benefits

Collateral-free

Collateral-free

Unsecured business loans do not require land, property, bank guarantee or any other business collateral

Low cost credit

Low cost credit

The interest rate charged on a business loan is relatively lower than that of loan

100% digitized process

100% digitized process

The online business loan process is fast and hassle-free

Flexible repayment options

Flexible repayment options

A business loan can be repaid with flexible EMI options

Instant disbursement

Instant disbursement

Get loan disbursement within 24-48 hours of the amount being sanctioned

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No collateral required

No collateral required

Minimum Paperwork

Minimum Paperwork

Attractive interest rate

Attractive interest rate

Flexible repayment tenure

Flexible repayment tenure

Approval within 48 hours

Approval within 48 hours

Nominal processing-fee

Nominal processing-fee

Easy EMI options

Easy EMI options

Get Working capital with Business Loan

Oxyzo is here to provide businesses in Rajasthan with the funding they need to grow and thrive. Our business loan product offers collateral-free, low-cost credit that is easy to apply for and comes with flexible repayment options. In addition, our fully digitized process means you can get access to funds almost instantly, ensuring that you can make the most of business opportunities as they arise.

Rajasthan is a land of vibrant culture and rich history, with a diverse economy that encompasses industries ranging from tourism to textiles, and mining to agriculture. However, for many businesses in Rajasthan, access to funding can be a challenge. This is where Oxyzo comes in – we understand the needs of small and medium-sized businesses in Rajasthan, and our loan product is designed to meet those needs.

Our business loans are collateral-free, which means you don’t need to provide any assets as security. This makes the application process faster and easier, as there is no need for time-consuming evaluations or assessments. Our interest rates are also low-cost, which means you can focus on growing your business instead of worrying about high repayments.

At Oxyzo, we understand that every business is unique, which is why we offer flexible repayment options. Our loan product is tailored to your specific needs, so you can choose a repayment plan that works for you. In addition, our fully digitized process means you can apply for a loan from anywhere in Rajasthan, without the need for lengthy paperwork or in-person meetings.

The best part? With Oxyzo, you can get access to funds almost instantly. Our fully digitized process means that once your application is approved, the funds are transferred to your account immediately. This means you can make the most of business opportunities as they arise, without having to wait for weeks or even months to get access to the funding you need.

At Oxyzo, we are committed to supporting the growth and success of businesses in Rajasthan. Our business loan product is designed to make funding more accessible, affordable and convenient, so you can focus on what matters most – growing your business. Contact us today to find out more about how we can help you achieve your business goals.

Frequently Asked Questions

What is a business loan and for what purpose is it used ?
A business loan is a form of term loan that is specifically used by SMEs for business expansion purposes and to help them grow and scale their business. Monthly payments are fixed over the tenure with a lending agreement.A lending agreement is signed between a lender and a business. The lender provides money to the business. The business repays in an agreed-upon duration of time with an agreed amount of interest. We offer it as a term loan as it can be paid back quickly in EMIs convenient to the SME owners.
Does Oxyzo provide business loan without security only ?
No, Oxyzo offers both unsecured business loans and secured loans for setting up new factories, renovating existing plants and other business expansion activities.
How is the eligibility calculated for a business loan ?
Business loan eligibility depends on the business vintage and turnover. SMEs must have a minimum turnover of 3 crores and a business vintage of atleast 3 years to apply for business loan online.
What are the business loan documents required ?
SMEs are required to apply online for a business loan with the following documents:
  • KYC documents
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years.
What is the maximum business loan offered by Oxyzo ?
The business loan limit in Oxyzo depends on the eligibility, your requirement and our comfort. If you meet our basic guidelines and our team has comfort in terms of credit assessment, we offer a decent sanction.

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