Business Loan in Pune

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How does Business Loan Work?

Business Loan Benefits

Collateral-free

Collateral-free

Unsecured business loans do not require land, property, bank guarantee or any other business collateral

Low cost credit

Low cost credit

The interest rate charged on a business loan is relatively lower than that of loan

100% digitized process

100% digitized process

The online business loan process is fast and hassle-free

Flexible repayment options

Flexible repayment options

A business loan can be repaid with flexible EMI options

Instant disbursement

Instant disbursement

Get loan disbursement within 24-48 hours of the amount being sanctioned

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No collateral required

No collateral required

Minimum Paperwork

Minimum Paperwork

Attractive interest rate

Attractive interest rate

Flexible repayment tenure

Flexible repayment tenure

Approval within 48 hours

Approval within 48 hours

Nominal processing-fee

Nominal processing-fee

Easy EMI options

Easy EMI options

Get Working capital with Business Loan

Are you a small business owner in Pune looking for a way to finance your growth and expansion? Look no further than Oxyzo Business Loan in Pune.

Pune, a city in western India, is known for its thriving IT industry, education institutions, and manufacturing sector. With a population of over 3 million people, it is a hub of economic activity and a hotspot for small businesses. Oxyzo understands the importance of supporting local entrepreneurs and offers a collateral-free business loan in Pune to help them achieve their goals.

One of the biggest benefits of an Oxyzo business loan in Pune is that it is collateral-free. This means that you don’t have to put up any assets as security for the loan, making it easier for small businesses to access credit. Additionally, Oxyzo offers low-cost credit, ensuring that small business owners can access financing without breaking the bank.

Another benefit of Oxyzo’s business loan in Pune is the 100% digitized process. This means that you can apply for a loan online, without the need for any physical paperwork or visiting a branch. This makes the application process fast and convenient, saving you time and hassle.

Flexible repayment options are also available with Oxyzo’s business loan in Pune. You can choose the repayment term that suits your business needs, and even make prepayments without any penalty charges. This makes it easy for you to manage your finances and repay the loan on your terms.

Finally, with Oxyzo’s business loan in Pune, you can expect instant disbursement of funds. This means that once your loan application is approved, the money will be transferred to your account within 24 hours. This allows you to put the funds to use immediately, whether it’s for purchasing equipment, expanding your business or investing in marketing.

In conclusion, if you are a small business owner in Pune, Oxyzo’s business loan is an excellent option to help you grow and achieve your goals. With collateral-free, low-cost credit, 100% digitized process, flexible repayment options, and instant disbursement, you can access the funds you need quickly and easily. Apply now and take your business to the next level!

Frequently Asked Questions

What is a business loan and for what purpose is it used ?
A business loan is a form of term loan that is specifically used by SMEs for business expansion purposes and to help them grow and scale their business. Monthly payments are fixed over the tenure with a lending agreement.A lending agreement is signed between a lender and a business. The lender provides money to the business. The business repays in an agreed-upon duration of time with an agreed amount of interest. We offer it as a term loan as it can be paid back quickly in EMIs convenient to the SME owners.
Does Oxyzo provide business loan without security only ?
No, Oxyzo offers both unsecured business loans and secured loans for setting up new factories, renovating existing plants and other business expansion activities.
How is the eligibility calculated for a business loan ?
Business loan eligibility depends on the business vintage and turnover. SMEs must have a minimum turnover of 3 crores and a business vintage of atleast 3 years to apply for business loan online.
What are the business loan documents required ?
SMEs are required to apply online for a business loan with the following documents:
  • KYC documents
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years.
What is the maximum business loan offered by Oxyzo ?
The business loan limit in Oxyzo depends on the eligibility, your requirement and our comfort. If you meet our basic guidelines and our team has comfort in terms of credit assessment, we offer a decent sanction.

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