Vendor Finance in Kolkata

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RBI Registered NBFC

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How does Vendor Finance Work?

Vendor Finance Benefits

For BuyersFor Buyers

Benefits
High scalability
High scalability

Complete big orders with multiple vendors flexibly and scale your business

Digital and Hassle-free
Digital and Hassle-free

Complete the entire process from sanction to disbursal online.

Cheaper than supplier credit
Cheaper than supplier credit

Get raw materials at the best rates by making an upfront payment

For SuppliersFor Suppliers

Benefits
Improved working capital cycles
Improved working capital cycles

Manage your working capital better and expand faster

Unsecured credit line
Unsecured credit line

The unsecured vendor finance is given without putting land or property as collateral.

Instant Disbursement
Instant Disbursement

Receive funds within 24-48 hours of vendor loan sanction

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

Unsecured working capital

Unsecured working capital

Competitive interest rates

Competitive interest rates

Easy Repayment tenure

Easy Repayment tenure

No foreclosure charges

No foreclosure charges

No part-payment charges

No part-payment charges

No minimum utilization charges

No minimum utilization charges

No new bank account required

No new bank account required

Savings up to 3% on raw material purchases

Savings up to 3% on raw material purchases

100% digitized and simplified process

100% digitized and simplified process

Approval within 48 hours

Approval within 48 hours

One-time processing fee

One-time processing fee

Flexible Repayments

Flexible Repayments

Get Working capital with Vendor Finance

Oxyzo Vendor Finance is a leading provider of digital vendor finance solutions in Kolkata. Kolkata, also known as the cultural capital of India, is a bustling city with a rich history and a diverse population. The city is home to a thriving business community, including numerous small and medium-sized enterprises (SMEs) that play a critical role in the local economy. Oxyzo Vendor Finance offers a range of benefits for both buyers and suppliers, making it an ideal financing solution for businesses in Kolkata and beyond.

For buyers, Oxyzo Vendor Finance offers high scalability, digital and hassle-free processes, and lower costs than traditional supplier credit options. The platform allows buyers to access a range of financing options tailored to their specific needs, including unsecured credit lines, invoice financing, and supply chain financing. With Oxyzo Vendor Finance, buyers can access the funds they need quickly and easily, without the need for lengthy application processes or cumbersome paperwork. This can help businesses to scale quickly, take advantage of growth opportunities, and stay competitive in an increasingly crowded marketplace.

For suppliers, Oxyzo Vendor Finance offers improved working capital cycles, an unsecured credit line, and instant disbursement options. This can help suppliers to manage their cash flow more effectively, reduce their dependence on traditional financing options, and access the working capital they need to grow and expand their businesses. With Oxyzo Vendor Finance, suppliers can access funding quickly and easily, without the need for collateral or lengthy approval processes. This can help to improve supplier relationships, build trust, and create long-term partnerships based on mutual success.

In summary, Oxyzo Vendor Finance is a powerful financing solution for businesses in Kolkata and beyond. With its digital and hassle-free processes, low costs, and tailored financing options, the platform is an ideal choice for both buyers and suppliers looking to access the funds they need to grow and succeed in today’s competitive business landscape. Whether you’re a small business owner, a medium-sized enterprise, or a large corporation, Oxyzo Vendor Finance has the expertise, experience, and resources to help you achieve your goals and reach new heights of success.

Frequently Asked Questions

What are the documents required for vendor finance ?
SMEs can apply for vendor finance with the following documents :
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
Does Oxyzo provide collateral-free vendor finance ?
Yes
How is eligibility calculated for vendor finance ?
The eligibility depends on the business vintage and turnover. SMEs must have a minimum turnover of 3 crores and a business vintage of at least 3 years to apply online
What are the benefits of vendor financing for an anchor ?
In vendor financing or payables financing, the anchor gets the benefit of an off-balance-sheet facility, can negotiate the best procurement prices, and there is high scalability due to standard documentation which enables the anchor to onboard any number of vendors through a hassle-free process.

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