Loan Against Property in Telangana

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Oxyzo Loan Against Property in Telangana – Unlock the Hidden Value of Your Land

Telangana, the land of historic architecture, rich culture, and rapid industrial growth, is a hub of manufacturing, contracting, and small to medium-sized enterprises (SMEs). The state’s economy is driven by its dynamic industries that contribute significantly to the country’s GDP. Whether you’re a manufacturer, contractor, or SME owner, there may come a time when you need quick access to funds for expanding your business, meeting working capital needs, or investing in new equipment. This is where Oxyzo’s Loan Against Property (LAP) comes in handy.

What is Loan Against Property (LAP)?

A Loan Against Property is a secured loan that allows you to borrow funds against the value of your commercial or residential property. The amount you can borrow depends on the property’s current market value, which is determined by the lender. The loan amount can be utilized for a variety of purposes, including business expansion, debt consolidation, or personal needs.

Benefits of Oxyzo’s Loan Against Property in Telangana

Oxyzo’s Loan Against Property offers numerous benefits to manufacturers, contractors, and SME owners in Telangana, including:

Up to 150% LTV: Oxyzo’s Loan Against Property offers Loan to Value (LTV) of up to 150%, which means you can get a loan of up to 1.5 times the property’s market value. This is higher than most LAP providers in Telangana, giving you access to a larger amount of funds.

Quick Disbursal: Oxyzo’s Loan Against Property offers quick disbursal of funds within 24-48 hours of loan approval. This helps you to meet your urgent financial needs and seize business opportunities without delay.

100% Digitized Process: Oxyzo’s Loan Against Property offers a fully digitized process, making it convenient and hassle-free for you to apply for the loan from anywhere, anytime. You can complete the entire process online, without visiting the lender’s office.

Competitive Interest Rates: Oxyzo’s Loan Against Property offers competitive interest rates, starting from 8.90% p.a. The interest rate depends on several factors, including the loan amount, property value, and borrower’s creditworthiness.

Loan Against Land: Oxyzo’s Loan Against Property offers loans against land as well, provided the land is a non-agricultural plot and has clear titles. This makes it easier for you to unlock the hidden value of your land and use it to fund your business needs.

Conclusion

If you’re a manufacturer, contractor, or SME owner in Telangana, Oxyzo’s Loan Against Property can help you unlock the hidden value of your property and access quick funds for your business needs. With up to 150% LTV, quick disbursal, a 100% digitized process, competitive interest rates, and loans against land, Oxyzo’s LAP is a convenient and hassle-free financing option for your business. Apply for Oxyzo’s Loan Against Property today and take your business to new heights!

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.

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