Loan Against Property in Rajasthan

RBI Registered

RBI Registered

Download our App!
+91

Available on

Download App
Download App

How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Our New App is Live!
title
Fuel Your Business Dreams with OXYZO
+91
Scan to get App
title
title
title

Enhanced Security Features

title

Hassle-free Loan Applications

title

Simplified Documentation Process

title

Get Disbursals on the Fly

title

Ledger on Your Fingertips

title

Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Rajasthan is a vibrant state in northern India known for its rich history, diverse culture, and stunning architecture. The state is home to many manufacturers, contractors, and small and medium enterprises (SMEs) that require financial assistance to grow their businesses. Oxyzo’s loan against property is a great option for these businesses looking to secure funds quickly and easily.

Loan against property, also known as LAP, is a type of secured loan where a borrower can pledge their property as collateral to secure the loan. Oxyzo offers loan against land and property in Rajasthan with a maximum loan-to-value (LTV) ratio of up to 150%. This means that the borrower can get a loan amount of up to 150% of the property’s value.

One of the main advantages of Oxyzo’s loan against property in Rajasthan is the quick disbursal of funds. Oxyzo understands the urgency of financial assistance for businesses and therefore disburses the loan amount within 24-48 hours of loan approval. This feature makes Oxyzo’s loan against property an ideal choice for businesses looking for fast access to funds.

Another benefit of choosing Oxyzo for a loan against property is the 100% digitized process. This means that the entire loan process, from application to disbursal, is done online. The borrower can easily apply for the loan online, upload the required documents, and track the loan status through a user-friendly interface. This feature eliminates the need for physical documentation, making the loan process hassle-free.

The interest rates on loan against property vary depending on the lender and the borrower’s creditworthiness. Oxyzo offers competitive LAP interest rates, making it an affordable option for businesses looking for financial assistance. The interest rate charged by Oxyzo is based on various factors such as the loan amount, LTV ratio, and the borrower’s credit score.

In conclusion, Oxyzo’s loan against property is an ideal option for manufacturers, contractors, and SMEs looking for financial assistance in Rajasthan. With quick disbursal, a 100% digitized process, and competitive LAP interest rates, Oxyzo’s loan against property provides a hassle-free way for businesses to secure funds and grow their operations.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
Contact Us
Contact Us

Ask Queries, learn about products and much more

Contact Us