Ready to Apply? Here's What You'll Need
Eligibility Criteria
- Public Limited
- Private Limited
- Sole Proprietorship
- Partnership
Required Documents
- PAN Card
- Aadhaar Card
- Bank Statement
- Balance Sheet
- P&L Statement
Our Terms
Types of Loan Against Property in 2026
Term loan against property
Benefits

Quick disbursal

Seamless property evaluation
Purchase Finance against property
Benefits

Quick disbursal

Interest as per usage
How does Loan Against Property Work?
How to Apply for a Loan Against Property
Why Oxyzo?
Oxyzo provides new-age customized financing products for your business needs

High loan amount

Competitive interest rates

Flexible repayment tenure

Minimal documentation

Quick approval process

Multiple end-use options

Retain property ownership

Tax benefits available
Get Working capital with Loan against property
Oxyzo Loan against Property in Kolkata: Avail Up to 150% LTV & Quick Disbursal
Kolkata, the cultural capital of India, is home to many manufacturers, contractors, and small and medium-sized enterprises (SMEs) that contribute to the city’s economy. However, like any other city, businesses in Kolkata may face financial challenges from time to time. In such scenarios, a Loan Against Property (LAP) can come to their rescue.
Oxyzo, a leading financial services provider in India, offers LAPs to manufacturers, contractors, and SMEs in Kolkata. Our LAPs come with several benefits that can help businesses meet their financial requirements.
Avail Up to 150% LTV: With Oxyzo’s LAPs, businesses in Kolkata can avail of up to 150% Loan-To-Value (LTV) of their property’s market value. This means that businesses can get a higher loan amount than the value of their property. Moreover, businesses can use the LAP amount for any purpose, including business expansion, working capital, debt consolidation, and more.
Quick Disbursal: At Oxyzo, we understand that businesses may require funds urgently. Therefore, we offer quick disbursal of LAPs within 24-48 hours of approval. This means businesses can get access to funds when they need them the most, without any delays.
100% Digitized Process: Oxyzo’s LAP application process is entirely digitized, making it easy and convenient for businesses in Kolkata. The application process is hassle-free, and businesses can apply for LAPs from the comfort of their office or home.
Competitive Interest Rates: At Oxyzo, we offer LAPs at competitive interest rates that are lower than most other financial institutions. This means that businesses can save on their interest expenses and use the funds for business growth.
Loan Against Land: Oxyzo’s LAPs are not limited to properties like residential or commercial buildings. We also offer LAPs against the land, making it easy for businesses to get funds even if they do not have any buildings.
In conclusion, Oxyzo’s LAPs are an excellent financial solution for manufacturers, contractors, and SMEs in Kolkata who need funds for business expansion, working capital, debt consolidation, and more. With benefits like up to 150% LTV, quick disbursal, 100% digitized process, and competitive interest rates, Oxyzo’s LAPs can help businesses meet their financial requirements.
Frequently Asked Questions
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