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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
How to Apply for Credit
Step-by-step online process to apply
for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Oxyzo Loan Against Property in Haryana: A Quick and Convenient Financial Solution for Manufacturers, Contractors & SMEs
Are you a manufacturer, contractor, or small and medium-sized enterprise (SME) in Haryana looking for a reliable and hassle-free way to secure funding for your business? Oxyzo Loan Against Property might just be the perfect solution for you.
Haryana, located in northern India, is a thriving industrial and agricultural state with a rapidly growing economy. As a hub of manufacturing, logistics, and infrastructure development, Haryana offers immense opportunities for businesses to grow and expand. However, the success of any business depends largely on its ability to secure timely and adequate funding to meet its working capital and growth needs.
Oxyzo Loan Against Property offers a simple and convenient way for manufacturers, contractors, and SMEs in Haryana to access funds by leveraging their existing property assets. With up to 150% loan-to-value (LTV) ratio, Oxyzo Loan Against Property offers one of the highest LTVs in the industry, allowing you to unlock the full value of your property and get more funding for your business.
What’s more, with quick disbursal within 24-48 hours, you can get the funds you need when you need them the most, without any delay or hassles. Our 100% digitized process ensures that the loan application and approval process is fast, transparent, and hassle-free, with minimal documentation and no physical visits required.
At Oxyzo Loan Against Property, we understand the unique financial needs and challenges faced by manufacturers, contractors, and SMEs in Haryana. That’s why we offer flexible repayment tenures of up to 15 years, along with competitive lap interest rates to ensure that your loan repayments are affordable and manageable.
Whether you need funds for working capital, expansion, or any other business needs, Oxyzo Loan Against Property is a smart and convenient way to access funds without having to worry about high loan against property interest rates or complicated application processes.
So, if you’re a manufacturer, contractor, or SME in Haryana looking for a quick, reliable, and hassle-free way to secure funding for your business, look no further than Oxyzo Loan Against Property. Contact us today to know more about our loan against land offerings and how we can help you achieve your business goals.
Frequently Asked Questions
What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
- Minimum turnover 3 crores
- Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
- KYC
- Last 6 months of banking
- GSTR details for the current financial year
- Financial statements for the previous 3 financial years
- Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
