Loan Against Property in Haryana

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Oxyzo Loan Against Property in Haryana: A Quick and Convenient Financial Solution for Manufacturers, Contractors & SMEs

Are you a manufacturer, contractor, or small and medium-sized enterprise (SME) in Haryana looking for a reliable and hassle-free way to secure funding for your business? Oxyzo Loan Against Property might just be the perfect solution for you.

Haryana, located in northern India, is a thriving industrial and agricultural state with a rapidly growing economy. As a hub of manufacturing, logistics, and infrastructure development, Haryana offers immense opportunities for businesses to grow and expand. However, the success of any business depends largely on its ability to secure timely and adequate funding to meet its working capital and growth needs.

Oxyzo Loan Against Property offers a simple and convenient way for manufacturers, contractors, and SMEs in Haryana to access funds by leveraging their existing property assets. With up to 150% loan-to-value (LTV) ratio, Oxyzo Loan Against Property offers one of the highest LTVs in the industry, allowing you to unlock the full value of your property and get more funding for your business.

What’s more, with quick disbursal within 24-48 hours, you can get the funds you need when you need them the most, without any delay or hassles. Our 100% digitized process ensures that the loan application and approval process is fast, transparent, and hassle-free, with minimal documentation and no physical visits required.

At Oxyzo Loan Against Property, we understand the unique financial needs and challenges faced by manufacturers, contractors, and SMEs in Haryana. That’s why we offer flexible repayment tenures of up to 15 years, along with competitive lap interest rates to ensure that your loan repayments are affordable and manageable.

Whether you need funds for working capital, expansion, or any other business needs, Oxyzo Loan Against Property is a smart and convenient way to access funds without having to worry about high loan against property interest rates or complicated application processes.

So, if you’re a manufacturer, contractor, or SME in Haryana looking for a quick, reliable, and hassle-free way to secure funding for your business, look no further than Oxyzo Loan Against Property. Contact us today to know more about our loan against land offerings and how we can help you achieve your business goals.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
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