Loan Against Property in Gwalior

RBI Registered
RBI Registered NBFC

Check Your Loan Eligibility in Just 2 minutes!

Attractive interest rates
Attractive interest rates
Unsecured Loan upto 5 Crores
Unsecured Loan upto 5 Crores
Approval within 48 Hours
Approval within 48 Hours

How does Loan Against Property Work?

Types of Loan Against Property in 2024

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
Interest as per usage
The interest would be charged only for the exact amount and duration of use

Loan Against Property Eligibility & Documents

Apply with minimal documentation

Eligibility

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Minimum turnover ₹3 crores
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Business vintage 3+ years

Required Documents

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KYC details
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Last 6 months of banking
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Financials for previous 2 fiscal years
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GSTR details for current fiscal year

Loan against Property Interest Rates

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for a Loan Against Property

Step-by-step online process to apply for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Oxyzo Loan Against Property in Gwalior – Unlock the True Potential of Your Property

Are you a manufacturer, contractor, or SME in Gwalior looking for a reliable source of funding? Oxyzo Loan Against Property in Gwalior is here to help you unlock the true potential of your property. With our LAP, you can avail of quick disbursal within 24-48 hours and up to 150% LTV.

Gwalior, known as the “tourist capital” of Madhya Pradesh, is a city with a rich cultural heritage and a fast-growing economy. The city is home to a large number of SMEs, manufacturers, and contractors who are always on the lookout for financial assistance to take their businesses to new heights. This is where Oxyzo Loan Against Property in Gwalior comes into the picture.

Loan Against Property – The Best Funding Solution for Manufacturers, Contractors & SMEs

Loan Against Property (LAP) is a secured loan that allows you to pledge your property as collateral to get access to funds. With Oxyzo LAP, you can get funds up to 150% of the market value of your property, making it an ideal funding solution for manufacturers, contractors, and SMEs. The best part about LAP is that you can continue to use your property even after pledging it as collateral.

At Oxyzo, we understand the unique financial needs of different businesses. That’s why we offer LAP at competitive interest rates to help you get the funds you need without any hassle. Our loan-against-property interest rates are some of the most competitive in the market, making it easier for you to repay the loan without putting a strain on your finances.

Quick Disbursal and 100% Digitized Process

At Oxyzo, we understand that time is of the essence when it comes to funding for your business. That’s why we offer quick disbursals within 24-48 hours, so you can get the funds you need when you need them the most. Our 100% digitized process ensures that the loan application and disbursal process is quick, hassle-free, and completely transparent.

In conclusion, Oxyzo Loan Against Property in Gwalior is the ideal funding solution for manufacturers, contractors, and SMEs who are looking for quick and hassle-free access to funds. With up to 150% LTV, competitive loan against land interest rates, quick disbursal, and a completely digitized process, Oxyzo LAP is the perfect way to unlock the true potential of your property. So, why wait? Apply for Oxyzo LAP today and take your business to new heights!

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
Can one apply for a loan against property that is jointly owned ?
Yes, you can surely apply for a loan against jointly against an owned property, and in such situations, all co-owners either become joint applicants or the separate share of the applicant is valued to decide the loan amount.
What is a safe credit score limit to secure loans against property ?
It will vary from one lender to another & based on the credit authority they are using, but it is safe to maintain a credit score above 700. The higher your credit score, more are the chances for you to secure the loan.
Can startups and small businesses secure loans against property ?
Yes. They can. There are specific types of loans against property specially tailored for startups and SMEs to help them grow and compete with legacy players.
How long does it take for loans against property to be approved ?
This varies from lender to lender, but platforms like Oxyzo that use a digitalised process instantly approve your loan and disburse the funds. Delays can be due to the evaluation of the property and due diligence.
How is the loan amount determined ?
The loan amount is usually determined based on the valuation of the property, income-to-debt ratio and credit score.
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