Loan Against Property in Goa

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Welcome to Oxyzo Loan against property in Goa, your one-stop solution for all your financial needs. Our loan against property (LAP) service in Goa is designed to provide financial assistance to manufacturers, contractors, and small and medium enterprises (SMEs). With Oxyzo, you can avail of a loan against your property, whether it is commercial or residential, and get funds for your business needs.

Let’s start by talking about Goa. Known for its beautiful beaches, Portuguese architecture, and vibrant nightlife, Goa is a popular tourist destination in India. However, it is not just a holiday spot, it is also an emerging hub for businesses, manufacturing, and construction industries. To support the growth of these sectors, Oxyzo offers loan against property in Goa to manufacturers, contractors, and SMEs.

The loan against property interest rates offered by Oxyzo is highly competitive, making it an affordable and viable option for businesses looking for funds. With an LTV (Loan-to-Value) ratio of up to 150%, Oxyzo provides businesses with access to a significant amount of funds, making it easier for them to meet their financial needs.

At Oxyzo, we understand the urgency of funds for businesses. Hence, we offer quick disbursal of funds within 24-48 hours, once the loan is approved. This quick and hassle-free process ensures that businesses can get the funds they need, without any delay.

Our LAP interest rate is customized based on the property’s location, type, and the applicant’s creditworthiness. Moreover, we have a 100% digitized process, making it easy for applicants to apply for loan from the comfort of their homes or offices.

Oxyzo’s loan against land service is designed to help manufacturers, contractors, and SMEs leverage their property’s value to meet their financial needs. The loan can be used for various purposes such as the expansion of business, working capital, purchasing machinery or equipment, and more.

In conclusion, Oxyzo’s loan against property in Goa is an excellent financial solution for businesses looking for quick and hassle-free funds. With highly competitive LAP interest rates, up to 150% LTV ratio, and a 100% digitized process, Oxyzo provides businesses with the flexibility and convenience they need. So, if you’re a manufacturer, contractor, or SME in Goa looking for a loan against property, contact Oxyzo today and get the funds you need to take your business to the next level.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.

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