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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
How to Apply for Credit
Step-by-step online process to apply
for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Oxyzo Loan against Property in Bhubaneswar: Offering Up to 150% LTV, Quick Disbursal, and 100% Digitized Process for Manufacturers, Contractors & SMEs
Bhubaneswar, the capital of Odisha, is one of the fastest-growing cities in India, with a thriving manufacturing, construction, and SME sector. However, these industries often require financial support to fuel their growth, and Oxyzo Loan against Property in Bhubaneswar is here to provide just that.
Loan against property is a type of secured loan that allows borrowers to use their land or property as collateral to secure funds from the lender. Oxyzo offers loan against land at competitive lap interest rates, ensuring that manufacturers, contractors, and SMEs can access the funds they need to expand their operations and increase their profits.
One of the key benefits of choosing Oxyzo Loan against Property in Bhubaneswar is the high loan-to-value (LTV) ratio of up to 150%. This means that borrowers can receive up to 150% of the value of their property as a loan, giving them access to a substantial amount of funds to fuel their business growth.
In addition, Oxyzo offers quick disbursal of funds, with a 24-48 hour turnaround time. This is essential for manufacturers, contractors, and SMEs who need to seize opportunities quickly and cannot afford to wait for weeks or even months for loan approvals.
Oxyzo Loan against Property in Bhubaneswar also boasts a 100% digitized process, allowing borrowers to apply for loans and track their applications online from the comfort of their homes or offices. This eliminates the need for physical paperwork and saves time and effort for all parties involved.
Manufacturers, contractors, and SMEs can benefit greatly from Oxyzo Loan against Property in Bhubaneswar, as it offers a convenient and flexible way to secure funds for their business needs. With competitive lap interest rates, a high LTV ratio, and quick disbursal, Oxyzo is the ideal partner for businesses looking to take the next step toward growth and success.
In conclusion, if you are a manufacturer, contractor, or SME in Bhubaneswar looking for financial support to fuel your business growth, look no further than Oxyzo Loan against Property in Bhubaneswar. With its competitive lap interest rates, high LTV ratio, quick disbursal, and 100% digitized process, Oxyzo is the ideal partner to help you achieve your business goals.
Frequently Asked Questions
What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
- Minimum turnover 3 crores
- Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
- KYC
- Last 6 months of banking
- GSTR details for the current financial year
- Financial statements for the previous 3 financial years
- Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
