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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
How to Apply for Credit
Step-by-step online process to apply
for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Oxyzo Loan Against Property in Bangalore: Unlock the Potential of Your Property
Bangalore, also known as Bengaluru, is a bustling metropolis that has emerged as one of the most dynamic and vibrant cities in India. It is a hub of innovation, technology, and entrepreneurship and attracts people from all over the country for its cosmopolitan culture, pleasant weather, and excellent job opportunities. With a population of over 12 million and a booming economy, Bangalore is a city of opportunities.
If you are a manufacturer, contractor or SME in Bangalore, you understand the importance of access to capital for the growth of your business. Oxyzo Loan Against Property offers you the perfect solution to unlock the potential of your property and fuel your business growth.
Loan Against Property (LAP) is a type of secured loan that allows you to pledge your property as collateral and borrow funds from a lender. Oxyzo offers LAP at attractive interest rates, making it a cost-effective financing option for businesses. With Oxyzo, you can avail LAP with up to a 150% Loan-To-Value (LTV) ratio, which means you can borrow up to 150% of the market value of your property. This ensures that you get access to a higher loan amount, giving you the freedom to meet your business needs.
Oxyzo also offers quick disbursal of LAP within 24-48 hours of loan approval, so you can get the funds you need in the shortest possible time. With a 100% digitized process, applying for LAP with Oxyzo is hassle-free and convenient. You can apply for LAP online and track the status of your application in real time.
The LAP interest rates offered by Oxyzo are competitive and affordable, making it a cost-effective financing option for manufacturers, contractors, and SMEs in Bangalore. With flexible repayment options, you can repay the loan at your convenience.
In conclusion, Oxyzo Loan Against Property in Bangalore is an excellent financing option for manufacturers, contractors, and SMEs looking for access to capital. With attractive interest rates, up to 150% LTV ratio, quick disbursal, and a 100% digitized process, Oxyzo ensures that you get the funds you need to grow your business.
Frequently Asked Questions
What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
- Minimum turnover 3 crores
- Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
- KYC
- Last 6 months of banking
- GSTR details for the current financial year
- Financial statements for the previous 3 financial years
- Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
