Loan Against Property in Ahmedabad

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Ahmedabad is one of the fastest-growing cities in India, known for its rich cultural heritage, entrepreneurial spirit, and bustling economy. Manufacturers, contractors, and SMEs play a significant role in the city’s economy, contributing to its growth and development. However, businesses often face financial challenges when it comes to expanding their operations, investing in new equipment, or meeting their working capital requirements. That’s where Oxyzo’s loan against property (LAP) can come in handy.

Oxyzo offers loan against property in Ahmedabad to manufacturers, contractors, and SMEs, helping them unlock the value of their property and meet their financial needs. The LAP interest rates offered by Oxyzo are competitive, ensuring that businesses can avail of the loan at an affordable rate. With up to 150% LTV (Loan-to-Value) ratio, businesses can get a higher loan amount against their property’s value, giving them more flexibility and freedom to invest in their business.

One of the key advantages of Oxyzo’s LAP is the quick disbursal process, which can be completed within 24-48 hours of loan approval. This ensures that businesses can access the funds they need to meet their urgent financial requirements without any delay. Moreover, Oxyzo’s LAP process is 100% digitized, ensuring that businesses can complete the application process quickly and easily from the comfort of their homes or offices.

Oxyzo’s LAP is an ideal financial solution for businesses looking to expand their operations, invest in new equipment, or meet their working capital requirements. The loan against land can be availed for various purposes, including business expansion, debt consolidation, inventory management, and more. With flexible repayment options and affordable LAP interest rates, businesses can choose a loan repayment tenure that suits their financial needs and capacity.

In conclusion, Oxyzo’s loan against property in Ahmedabad is an excellent financial solution for manufacturers, contractors, and SMEs looking to meet their financial requirements. With competitive LAP interest rates, up to 150% LTV ratio, a quick disbursal process, and a 100% digitized process, Oxyzo offers a hassle-free and convenient LAP solution that can help businesses achieve their growth and expansion goals.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
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