Invoice Discounting in Rajasthan

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Attractive interest rates
Attractive interest rates
Unsecured Loan upto 5 Crores
Unsecured Loan upto 5 Crores
Approval within 48 Hours
Approval within 48 Hours

Ready to Apply? Here's What You'll Need

Eligibility Criteria

Minimum turnover
₹3 crores
Years of Operation
3+ years
Entities
  • Public Limited
  • Private Limited
  • Sole Proprietorship
  • Partnership

Required Documents

Business Proof
GSTIN
KYC Details
  • PAN Card
  • Aadhaar Card
Financial Documents (last 3 years)
  • Bank Statement
  • Balance Sheet
  • P&L Statement

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax

Invoice Discounting Benefits

Instant liquidity

Instant liquidity

Convert your unpaid invoices into immediate cash

Improve cash flow

Improve cash flow

Maintain steady cash flow without waiting for payment cycles

No collateral required

No collateral required

Unsecured financing against your invoices

Quick approval

Quick approval

Get approved within 48 hours with minimal documentation

Flexible terms

Flexible terms

Choose invoices to discount based on your needs

How does Invoice Discounting Work?

How to Apply for a Invoice Discounting

Step-by-step online process to apply for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing products for your business needs

Unlock working capital instantly

Unlock working capital instantly

No collateral required

No collateral required

Competitive interest rates

Competitive interest rates

Quick approval process

Quick approval process

Flexible repayment options

Flexible repayment options

Minimal documentation

Minimal documentation

100% digital process

100% digital process

No hidden charges

No hidden charges

Get Working capital with Invoice Discounting

Rajasthan is one of the largest states in India and is known for its rich history and culture. However, despite its diverse economy and numerous opportunities for business, many small and medium-sized enterprises in Rajasthan often struggle with cash flow issues. This is where Oxyzo Invoice Discounting comes in – a solution that provides quick working capital, without the need for lengthy paperwork.

With Oxyzo Invoice Discounting, businesses in Rajasthan can get access to the working capital they need in a matter of days, rather than weeks or months. This is because the process is simple, streamlined, and does not require a lot of paperwork. All a business owner needs to do is submit their invoices to Oxyzo, and they can receive up to 80% of the invoice value upfront. The remaining 20% is released once the customer pays the invoice.

One of the main benefits of using Oxyzo Invoice Discounting is the revolving credit that it provides. This means that once a business pays back the initial amount, they can borrow again. This makes it an ideal solution for businesses that have fluctuating cash flow needs, as it allows them to access funds when they need them most.

Another significant benefit of Oxyzo Invoice Discounting is that it does not require any collateral. This means that businesses do not need to put up their assets or property as security. Instead, the invoice itself acts as collateral, making it a more accessible option for small and medium-sized businesses.

In conclusion, Oxyzo Invoice Discounting is an excellent solution for businesses in Rajasthan looking to improve their cash flow. With its quick turnaround time, revolving credit, and no collateral requirements, it provides a hassle-free way for businesses to access the working capital they need. So, if you are a business owner in Rajasthan looking for a reliable way to fund your operations, Oxyzo Invoice Discounting is definitely worth considering.

Frequently Asked Questions

What does invoice discounting mean ?
Invoice discounting or bill discounting is a receivables financing wherein you sell your unpaid invoices to a lender for immediate cash to strengthen your working capital cycles.
What are the advantages of invoice discounting ?
With invoice discounting, one can get paid against unpaid invoices and fulfill their working capital finance needs. There is no collateral required.
What is an escrow account ?
Escrow account is an arrangement in which escrow amount is held by the third party,usually a lender, on behalf of the buyer and seller that are in the process of completing a transaction. It facilitates secure and safe transactions as the third party has the first right of withdrawal in case of default.
What is the eligibility for invoice discounting ?
The eligibility for invoice discounting depends on the business vintage and turnover.SMEs must have a minimum turnover of 3 crores and a business vintage of atleast 3 years to apply for online invoice discounting.
What is the maximum limit offered by Oxyzo for invoice discounting ?
It depends on the eligibility, your requirement and our comfort.If you meet our basic guidelines and our team has comfort in terms of credit assessment, we offer a decent proportion of the invoice value.
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