Business Loan in Hyderabad

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How does Business Loan Work?

Business Loan Benefits

Collateral-free

Collateral-free

Unsecured business loans do not require land, property, bank guarantee or any other business collateral

Low cost credit

Low cost credit

The interest rate charged on a business loan is relatively lower than that of loan

100% digitized process

100% digitized process

The online business loan process is fast and hassle-free

Flexible repayment options

Flexible repayment options

A business loan can be repaid with flexible EMI options

Instant disbursement

Instant disbursement

Get loan disbursement within 24-48 hours of the amount being sanctioned

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No collateral required

No collateral required

Minimum Paperwork

Minimum Paperwork

Attractive interest rate

Attractive interest rate

Flexible repayment tenure

Flexible repayment tenure

Approval within 48 hours

Approval within 48 hours

Nominal processing-fee

Nominal processing-fee

Easy EMI options

Easy EMI options

Get Working capital with Business Loan

If you’re a small business owner in Hyderabad looking for a reliable source of funding, Oxyzo Business Loan might just be what you’re looking for. Oxyzo offers a range of benefits to entrepreneurs in Hyderabad, including collateral-free loans, low-cost credit, 100% digitized processes, flexible repayment options, and instant disbursement.

Hyderabad is a rapidly growing city in Southern India and a hub of business activity. With a population of over 10 million people, Hyderabad is the capital of Telangana state and is known for its IT industry, pharmaceuticals, and textiles. Hyderabad is also home to a number of universities and research institutions, making it a hotbed of innovation and entrepreneurship.

If you’re a small business owner in Hyderabad, you know that access to credit is essential to fuel your growth. However, getting a loan from a traditional bank can be a lengthy and frustrating process, and often requires collateral. This is where Oxyzo Business Loan comes in. With Oxyzo, you can get a collateral-free loan with low-interest rates, making it easy to access the funds you need to grow your business.

One of the key benefits of Oxyzo Business Loan is its 100% digitized process. This means that you can apply for a loan online, from the comfort of your own home or office. The application process is simple and straightforward, and you’ll receive an instant decision on your loan application. This makes it easy to get the funding you need quickly, without having to wait for weeks or months for a decision.

Oxyzo also offers flexible repayment options, which can be tailored to your business’s unique needs. You can choose from a range of repayment terms, depending on the amount of the loan and your cash flow needs. This makes it easy to manage your debt and stay on top of your payments, even during periods of financial stress.

Finally, with Oxyzo Business Loan, you can enjoy instant disbursement of funds. This means that once your loan application is approved, you’ll receive the funds in your bank account within 24 hours. This allows you to put the funds to work immediately, and take advantage of growth opportunities as they arise.

In conclusion, if you’re a small business owner in Hyderabad, Oxyzo Business Loan offers a range of benefits that can help you grow your business. With collateral-free loans, low-cost credit, 100% digitized processes, flexible repayment options, and instant disbursement, Oxyzo is a reliable and convenient source of funding for entrepreneurs in Hyderabad.

Frequently Asked Questions

What is a business loan and for what purpose is it used ?
A business loan is a form of term loan that is specifically used by SMEs for business expansion purposes and to help them grow and scale their business. Monthly payments are fixed over the tenure with a lending agreement.A lending agreement is signed between a lender and a business. The lender provides money to the business. The business repays in an agreed-upon duration of time with an agreed amount of interest. We offer it as a term loan as it can be paid back quickly in EMIs convenient to the SME owners.
Does Oxyzo provide business loan without security only ?
No, Oxyzo offers both unsecured business loans and secured loans for setting up new factories, renovating existing plants and other business expansion activities.
How is the eligibility calculated for a business loan ?
Business loan eligibility depends on the business vintage and turnover. SMEs must have a minimum turnover of 3 crores and a business vintage of atleast 3 years to apply for business loan online.
What are the business loan documents required ?
SMEs are required to apply online for a business loan with the following documents:
  • KYC documents
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years.
What is the maximum business loan offered by Oxyzo ?
The business loan limit in Oxyzo depends on the eligibility, your requirement and our comfort. If you meet our basic guidelines and our team has comfort in terms of credit assessment, we offer a decent sanction.

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