Business Loan in Chennai

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RBI Registered

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How does Business Loan Work?

Business Loan Benefits

Collateral-free

Collateral-free

Unsecured business loans do not require land, property, bank guarantee or any other business collateral

Low cost credit

Low cost credit

The interest rate charged on a business loan is relatively lower than that of loan

100% digitized process

100% digitized process

The online business loan process is fast and hassle-free

Flexible repayment options

Flexible repayment options

A business loan can be repaid with flexible EMI options

Instant disbursement

Instant disbursement

Get loan disbursement within 24-48 hours of the amount being sanctioned

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No collateral required

No collateral required

Minimum Paperwork

Minimum Paperwork

Attractive interest rate

Attractive interest rate

Flexible repayment tenure

Flexible repayment tenure

Approval within 48 hours

Approval within 48 hours

Nominal processing-fee

Nominal processing-fee

Easy EMI options

Easy EMI options

Get Working capital with Business Loan

Oxyzo Business Loan in Chennai is an excellent financial solution for entrepreneurs and small business owners in Chennai who are looking for quick and hassle-free credit. Chennai, also known as the “Gateway to South India,” is one of the largest cities in the country and a major industrial and commercial hub. It is home to a diverse range of businesses, from small-scale enterprises to large multinational corporations.

One of the most significant advantages of Oxyzo Business Loan in Chennai is that it is collateral-free. This means that borrowers do not need to pledge any assets or property as security to get the loan. This makes the loan application process easier and faster as there is no need to go through the time-consuming process of valuing and verifying collateral.

Another benefit of Oxyzo Business Loan in Chennai is its low-cost credit. The interest rates on these loans are competitive and affordable, which means that businesses can borrow money without worrying about high interest rates eating into their profits. This makes it easier for businesses to manage their cash flows and invest in growth opportunities without worrying about the cost of credit.

Oxyzo Business Loan in Chennai also offers a 100% digitized process, which means that borrowers can apply for a loan online from the comfort of their homes or offices. This saves time and eliminates the need to visit a bank or financial institution in person, making the loan application process faster and more convenient.

The loan also offers flexible repayment options, which means that businesses can choose the repayment plan that best suits their needs. This includes options such as EMI-based repayment, bullet repayment, and step-up repayment. This flexibility makes it easier for businesses to manage their cash flows and repay the loan on time.

Finally, Oxyzo Business Loan in Chennai offers instant disbursement, which means that once the loan is approved, the funds are disbursed directly to the borrower’s account within a few hours. This ensures that businesses can access the funds they need quickly and easily, without any delays.

In conclusion, Oxyzo Business Loan in Chennai is an excellent financial solution for small business owners and entrepreneurs in the city. With its collateral-free, low-cost credit, 100% digitized process, flexible repayment options, and instant disbursement, this loan is an ideal option for businesses that need quick and hassle-free credit.