Fin-tech companies are the modern day pioneers of SME financing scenario and are helping SMEs reach new heights with their technology-driven, flexible capital solutions. Unlike banks, fin-tech companies offer unsecured business loans and credit lines which are customized solutions to help SMEs function better and grow fast.
In addition, fin-tech companies are also creating capital solutions that focus on solving SME problems like bulk raw-material procurement through their strategic tie-ups with reliable manufacturers. This helps SMEs procure quality bulk raw-material at competitive prices. Also, credit lines allow SMEs to save interests and get better quotes on material.
Some of the key-features of business loans being provided by fin-tech v/s banks are:
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