Purchase Finance in Amritsar

RBI Registered

RBI Registered

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How does Purchase Finance Work?

Purchase Finance Benefits

Cheaper procurement

Cheaper procurement

Pay your suppliers upfront and get raw materials at the best rates

Improved working capital cycles

Improved working capital cycles

Manage your working capital better by solving cash flow issues

Digital and simplified process

Digital and simplified process

Apply for credit line online with a few clicks.

Collateral-free line of credit

Collateral-free line of credit

The unsecured working capital does not require land, property, BG or any other collateral

Grow revenue and profitability

Grow revenue and profitability

Reduce your input cost and book more profits

Instant disbursement

Instant disbursement

Receive funds against submission of supplier invoices instantly

Interest as per usage

Interest as per usage

The interest rate would be charged only for the exact amount and duration of use

Revolving credit

Revolving credit

60-120 days rotation cycle to meet working capital needs

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

Savings upto 3% on raw material purchases

Savings upto 3% on raw material purchases

Unsecured working capital

Unsecured working capital

Affordable interest rates

Affordable interest rates

No foreclosure charges

No foreclosure charges

No part-payment charges

No part-payment charges

No minimum utilization charges

No minimum utilization charges

No new bank account required

No new bank account required

Convenient repayments

Convenient repayments

Approval within 48 hours

Approval within 48 hours

One-time processing fee

One-time processing fee

Digitized process

Digitized process

Get Working capital with Purchase Finance

Oxyzo Purchase finance in Amritsar – The Solution for Small Businesses

Amritsar is a city with a rich cultural heritage and history. Known for its beautiful Golden Temple and bustling street markets, it is also a hub of small businesses and entrepreneurs. However, running a small business is not easy, and access to funding can be a major challenge. That’s where Oxyzo comes in. Oxyzo offers Purchase finances to small businesses in Amritsar, providing them with the financial support they need to grow and succeed.

Cheaper Procurement with Oxyzo Purchase finance

Oxyzo Purchase finances are designed to help small businesses purchase inventory, raw materials, and other essential supplies at a lower cost. This can help businesses save money on procurement, and pass those savings on to their customers, allowing them to stay competitive in the market.

Improved Working Capital Cycles with Oxyzo Purchase finance

Oxyzo Purchase finances also help businesses manage their working capital more efficiently. With access to a line of credit, businesses can smooth out fluctuations in their cash flow, allowing them to maintain a stable operation even during slow periods.

Digital and Simplified Process with Oxyzo Purchase finance

The process of getting an Oxyzo Purchase finance is digital, quick and simple. You can apply for a loan online, and the loan will be disbursed to your account within a few hours. The entire process is designed to be hassle-free and convenient, allowing you to focus on your business.

Collateral-Free Line of Credit with Oxyzo Purchase finance

Oxyzo Purchase finances are collateral-free, which means that you do not need to provide any security to get the loan. This makes it easier for small businesses to access funding, without having to put their assets at risk.

Grow Revenue and Profitability with Oxyzo Purchase finance

By providing small businesses with the funding they need to purchase inventory and raw materials, Oxyzo Purchase finances help businesses grow their revenue and profitability. This can help businesses achieve their long-term goals and succeed in the market.

Instant Disbursement with Oxyzo Purchase finance

Oxyzo Purchase finances are disbursed instantly, so you can get the funding you need to purchase supplies and keep your business running smoothly. This can help you take advantage of opportunities and stay ahead of the competition.

Interest as per Usage with Oxyzo Purchase finance

Oxyzo Purchase finances are based on usage, which means that you only pay interest on the amount you borrow. This helps keep your loan costs low and makes it easier for you to manage your finances.

Revolving Credit with Oxyzo Purchase finance

Oxyzo Purchase finances are a revolving line of credit, which means that you can borrow, repay, and re-borrow as needed. This provides you with ongoing access to funding, allowing you to grow your business over time.

In conclusion, Oxyzo Purchase finances are a great solution for small businesses in Amritsar. With their cheaper procurement, improved working capital cycles, digital and simplified process, collateral-free line of credit, growth of revenue and profitability, instant disbursement, interest as per usage, and revolving credit, Oxyzo Purchase finances can help small businesses succeed and grow.