Purchase
Finance
Procure raw materials at the right price
Loan Against Property in Maharashtra
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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
Our Terms
Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Maharashtra is a land of opportunities, and it is one of the fastest-growing states in India, contributing significantly to the nation’s GDP. It has a diverse economy and is known for its manufacturing, construction, and SME industries. These sectors require constant funding to fuel their growth and expansion plans. One of the most convenient ways to raise funds is through a loan against property (LAP).
Oxyzo, a leading financial institution in Maharashtra, offers loan against property to manufacturers, contractors, and SMEs. With Oxyzo, businesses can avail of loans at attractive interest rates with a high LTV ratio of up to 150%. Oxyzo’s loan against property interest rates is competitive and tailored to meet the financial needs of businesses.
LAP is a type of secured loan where businesses can pledge their property as collateral and raise funds. The interest rates on LAP are comparatively lower than unsecured loans, making it an affordable financing option for businesses. Oxyzo’s LAP interest rate is calculated based on the borrower’s credit score, property value, and loan tenure. The higher the credit score, the lower the interest rate.
One of the biggest advantages of availing of a LAP from Oxyzo is the quick disbursal of funds within 24-48 hours. This makes it an ideal financing option for businesses with urgent funding requirements. Oxyzo’s 100% digitized process ensures a hassle-free loan application and disbursal process.
Manufacturers, contractors, and SMEs can avail LAP from Oxyzo to fund their working capital requirements, business expansion plans, machinery purchase, and other business-related expenses. With Oxyzo’s high LTV ratio, businesses can avail of a higher loan amount, making it a cost-effective financing option.
In conclusion, Oxyzo’s loan against property in Maharashtra offers businesses a convenient and affordable financing option. With competitive interest rates, a high LTV ratio, quick disbursal, and a 100% digitized process, businesses can avail of a LAP hassle-free. So, if you’re a manufacturer, contractor, or SME in Maharashtra, look no further than Oxyzo for your LAP needs.
