Purchase
Finance
Procure raw materials at the right price
Loan Against Property in Guwahati
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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
Our Terms
Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Guwahati, the gateway to Northeast India, is a rapidly developing city with a growing demand for business and investment opportunities. Manufacturers, contractors, and small and medium enterprises (SMEs) are key contributors to the city’s economy, driving the need for financial assistance. Oxyzo understands the challenges faced by businesses in Guwahati and offers a hassle-free loan against property (LAP) solution, providing up to 150% loan to value (LTV) and quick disbursal within 24-48 hours.
LAP is a secured loan that can be availed by pledging residential, commercial, or industrial property as collateral. With Oxyzo’s LAP solution, businesses in Guwahati can unlock the hidden value of their property and obtain funds to address their financial requirements. Oxyzo offers competitive LAP interest rates, making it an affordable financial solution for businesses.
Oxyzo’s LAP solution is an entirely digitized process, enabling businesses to apply for a loan without the need for physical documentation or branch visits. The digital process ensures faster processing and reduces the turnaround time for disbursal.
Manufacturers, contractors, and SMEs in Guwahati can benefit from Oxyzo’s LAP solution in multiple ways. The LAP funds can be utilized for various business purposes, such as expansion, working capital, debt consolidation, and machinery purchases. The quick disbursal feature ensures that businesses can access funds in a timely manner, addressing their immediate financial needs. The high LTV feature allows businesses to obtain a higher loan amount, enabling them to meet their financial requirements without liquidating their assets.
In conclusion, Oxyzo’s LAP solution is an excellent financial solution for businesses in Guwahati. The quick disbursal, high LTV, and competitive LAP interest rates make it a preferred choice for manufacturers, contractors, and SMEs. The entirely digitized process simplifies the application process, making it convenient for businesses to apply for LAP without physical documentation or branch visits. Unlock the hidden value of your property with Oxyzo’s LAP solution and address your financial requirements in a hassle-free manner.
