Chat with UsPurchase
Finance
Procure raw materials at the right price
How does LAP Work?
Avail LAP in Two Types
Term loan against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
How to Apply for Credit
Step-by-step online process to apply
for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Oxyzo Loan against Property in Bhilai – Unlock the Hidden Value of Your Property
Bhilai, a beautiful city in Chhattisgarh, is home to several small and medium-sized enterprises (SMEs), manufacturers, and contractors. These businesses require financial assistance from time to time to meet their growing capital needs. Oxyzo Loan against property in Bhilai is an excellent financial solution for such businesses that require urgent funds without selling their properties.
Loan against property (LAP) is a secured loan where you can pledge your residential, commercial, or industrial property as collateral to avail funds. It is a smart financing option that allows you to leverage the hidden value of your property and raise funds for various purposes such as business expansion, working capital requirements, debt consolidation, or other personal needs.
At Oxyzo, we understand the financial requirements of manufacturers, contractors, and SMEs in Bhilai. Hence, we offer LAP at attractive interest rates starting from just X% per annum. Our LAP interest rates are competitive, transparent, and tailor-made to suit your business needs.
One of the major benefits of Oxyzo Loan against property in Bhilai is that we offer up to 150% LTV (Loan to Value) on your property. This means that you can get a loan amount of up to 1.5 times the value of your property. This high LTV ratio ensures that you get maximum funding for your property.
Another advantage of availing of Oxyzo Loan against property in Bhilai is the quick disbursal of funds within 24-48 hours. Our 100% digitized loan process ensures that your loan application is processed quickly, and you get the funds you need to grow your business.
Moreover, the loan against land offered by Oxyzo comes with flexible repayment tenures ranging from 5 to 15 years. You can choose the repayment tenure that suits your business cash flows and repay the loan conveniently.
In conclusion, Oxyzo Loan against Property in Bhilai is an ideal financing option for manufacturers, contractors, and SMEs who require urgent funds without selling their properties. With attractive interest rates, a high LTV ratio, quick disbursal, and flexible repayment options, Oxyzo offers the best LAP solutions to meet your business needs. So, leverage the hidden value of your property and unlock the growth potential of your business with Oxyzo.
Frequently Asked Questions
What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
- Minimum turnover 3 crores
- Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
- KYC
- Last 6 months of banking
- GSTR details for the current financial year
- Financial statements for the previous 3 financial years
- Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
