Loan Against Property in Bhavnagar

RBI Registered
RBI Registered NBFC

Check Your Loan Eligibility in Just 2 minutes!

Attractive interest rates
Attractive interest rates
Unsecured Loan upto 5 Crores
Unsecured Loan upto 5 Crores
Approval within 48 Hours
Approval within 48 Hours

Ready to Apply? Here's What You'll Need

Eligibility Criteria

Minimum turnover
₹3 crores
Years of Operation
3+ years
Entities
  • Public Limited
  • Private Limited
  • Sole Proprietorship
  • Partnership

Required Documents

Business Proof
GSTIN
KYC Details
  • PAN Card
  • Aadhaar Card
Financial Documents (last 3 years)
  • Bank Statement
  • Balance Sheet
  • P&L Statement

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax

Types of Loan Against Property in 2026

Term loan against propertyTerm loan against property

Benefits

Quick disbursal
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits

Quick disbursal
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
Interest as per usage
The interest would be charged only for the exact amount and duration of use

How does Loan Against Property Work?

How to Apply for a Loan Against Property

Step-by-step online process to apply for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing products for your business needs

High loan amount

High loan amount

Competitive interest rates

Competitive interest rates

Flexible repayment tenure

Flexible repayment tenure

Minimal documentation

Minimal documentation

Quick approval process

Quick approval process

Multiple end-use options

Multiple end-use options

Retain property ownership

Retain property ownership

Tax benefits available

Tax benefits available

Get Working capital with Loan against property

Welcome to Oxyzo, your trusted partner for loan against property (LAP) in Bhavnagar. We understand that every business has unique financial requirements and offer tailor-made loan solutions to meet your specific needs. Our LAP comes with up to 150% LTV, quick disbursal within 24-48 hours, and a 100% digitized process. In this article, we’ll tell you all about Bhavnagar, the benefits of our LAP, and the interest rates you can expect.

About Bhavnagar
Located in the Saurashtra region of Gujarat, Bhavnagar is a city known for its rich cultural heritage and industrial growth. The city has a thriving economy with a range of manufacturing units, contractors, and small and medium enterprises (SMEs). It is also home to several prestigious educational institutions, making it a hub of skilled professionals. Bhavnagar is a great place to do business, and with Oxyzo’s LAP, you can take your business to the next level.

Benefits of Oxyzo’s Loan Against Property
Our LAP offers several benefits that make it an attractive option for manufacturers, contractors, and SMEs. Firstly, we offer up to 150% LTV, which means you can get a loan amount that is 1.5 times the value of your property. This allows you to leverage your assets and get the funds you need to grow your business. Additionally, our quick disbursal process ensures that you get the funds you need within 24-48 hours. This is especially important in the current business climate, where time is of the essence. Our 100% digitized process makes the loan application and disbursal process seamless and hassle-free.

LAP Interest Rates
At Oxyzo, we offer competitive interest rates on our LAP. The interest rate on a loan against property depends on various factors such as the value of the property, the loan amount, and the borrower’s creditworthiness. However, we offer some of the most attractive LAP interest rates in Bhavnagar. Our loan experts will work with you to determine the best interest rate for your LAP.

Loan Against Land
In addition to LAP, we also offer loans against land. If you own land and need funds for your business, this is a great option for you. Our loan against land offers attractive interest rates, flexible repayment options, and quick disbursal. We understand that every business has unique financial needs, and our loan experts will work with you to design a loan solution that meets your specific requirements.

In conclusion, if you’re a manufacturer, contractor, or SME in Bhavnagar looking for a loan against property or land, look no further than Oxyzo. With our up to 150% LTV, quick disbursal, and competitive interest rates, we’re your trusted partner for business growth. Get in touch with us today to know more.

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