Loan Against Property in Bhavnagar

RBI Registered

RBI Registered NBFC

Download our App!
+91

Available on

Download AppDownload App
Download App

How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Our New App is Live!
Fuel Your Business Dreams with OXYZO
+91
Scan to get App
title
title
title

Enhanced Security Features

title

Hassle-free Loan Applications

title

Simplified Documentation Process

title

Get Disbursals on the Fly

title

Ledger on Your Fingertips

title

Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Welcome to Oxyzo, your trusted partner for loan against property (LAP) in Bhavnagar. We understand that every business has unique financial requirements and offer tailor-made loan solutions to meet your specific needs. Our LAP comes with up to 150% LTV, quick disbursal within 24-48 hours, and a 100% digitized process. In this article, we’ll tell you all about Bhavnagar, the benefits of our LAP, and the interest rates you can expect.

About Bhavnagar
Located in the Saurashtra region of Gujarat, Bhavnagar is a city known for its rich cultural heritage and industrial growth. The city has a thriving economy with a range of manufacturing units, contractors, and small and medium enterprises (SMEs). It is also home to several prestigious educational institutions, making it a hub of skilled professionals. Bhavnagar is a great place to do business, and with Oxyzo’s LAP, you can take your business to the next level.

Benefits of Oxyzo’s Loan Against Property
Our LAP offers several benefits that make it an attractive option for manufacturers, contractors, and SMEs. Firstly, we offer up to 150% LTV, which means you can get a loan amount that is 1.5 times the value of your property. This allows you to leverage your assets and get the funds you need to grow your business. Additionally, our quick disbursal process ensures that you get the funds you need within 24-48 hours. This is especially important in the current business climate, where time is of the essence. Our 100% digitized process makes the loan application and disbursal process seamless and hassle-free.

LAP Interest Rates
At Oxyzo, we offer competitive interest rates on our LAP. The interest rate on a loan against property depends on various factors such as the value of the property, the loan amount, and the borrower’s creditworthiness. However, we offer some of the most attractive LAP interest rates in Bhavnagar. Our loan experts will work with you to determine the best interest rate for your LAP.

Loan Against Land
In addition to LAP, we also offer loans against land. If you own land and need funds for your business, this is a great option for you. Our loan against land offers attractive interest rates, flexible repayment options, and quick disbursal. We understand that every business has unique financial needs, and our loan experts will work with you to design a loan solution that meets your specific requirements.

In conclusion, if you’re a manufacturer, contractor, or SME in Bhavnagar looking for a loan against property or land, look no further than Oxyzo. With our up to 150% LTV, quick disbursal, and competitive interest rates, we’re your trusted partner for business growth. Get in touch with us today to know more.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.

Ask Queries, learn about products and much more

WhatsApp Us