Loan Against Property in Belgaum

RBI Registered

RBI Registered

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Oxyzo Loan against Property in Belgaum: Up to 150% LTV, Quick Disbursal, and 100% Digitized Process

Belgaum, also known as Belagavi, is a city located in the Indian state of Karnataka. The city is known for its rich culture, historical landmarks, and industrial growth. Belgaum is home to a large number of manufacturers, contractors, and SMEs who contribute significantly to the city’s economic growth.

Oxyzo Loan against Property is a financial product designed exclusively for manufacturers, contractors, and SMEs in Belgaum who require funds to meet their business requirements. The loan against property allows borrowers to leverage the value of their land or property to access funds for their business.

One of the significant advantages of Oxyzo Loan against Property is the high loan-to-value (LTV) ratio of up to 150%. This means that borrowers can access funds up to 150% of the market value of their property, giving them the financial flexibility they need to grow their business.

The loan against property interest rates offered by Oxyzo are competitive and affordable, making it a cost-effective option for borrowers. The interest rates are based on various factors such as the borrower’s credit score, property value, and business stability.

One of the key benefits of Oxyzo Loan against Property is the quick disbursal of funds. The loan is processed within 24-48 hours, ensuring that borrowers can access funds quickly to meet their business requirements. This is especially beneficial for manufacturers, contractors, and SMEs who often require funds urgently to fulfill their orders.

The loan application process is 100% digitized, which means that borrowers can apply for the loan from the comfort of their homes or office. The entire process is online, including documentation, verification, and disbursal of funds, making it convenient and hassle-free for borrowers.

In conclusion, Oxyzo Loan against Property is an excellent financial product for manufacturers, contractors, and SMEs in Belgaum who require funds to grow their businesses. With up to 150% LTV, competitive interest rates, quick disbursal, and a 100% digitized process, Oxyzo Loan against Property is a convenient and cost-effective option for borrowers.