Purchase
Finance
Procure raw materials at the right price
Loan Against Property in Belgaum
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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
Our Terms
Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Oxyzo Loan against Property in Belgaum: Up to 150% LTV, Quick Disbursal, and 100% Digitized Process
Belgaum, also known as Belagavi, is a city located in the Indian state of Karnataka. The city is known for its rich culture, historical landmarks, and industrial growth. Belgaum is home to a large number of manufacturers, contractors, and SMEs who contribute significantly to the city’s economic growth.
Oxyzo Loan against Property is a financial product designed exclusively for manufacturers, contractors, and SMEs in Belgaum who require funds to meet their business requirements. The loan against property allows borrowers to leverage the value of their land or property to access funds for their business.
One of the significant advantages of Oxyzo Loan against Property is the high loan-to-value (LTV) ratio of up to 150%. This means that borrowers can access funds up to 150% of the market value of their property, giving them the financial flexibility they need to grow their business.
The loan against property interest rates offered by Oxyzo are competitive and affordable, making it a cost-effective option for borrowers. The interest rates are based on various factors such as the borrower’s credit score, property value, and business stability.
One of the key benefits of Oxyzo Loan against Property is the quick disbursal of funds. The loan is processed within 24-48 hours, ensuring that borrowers can access funds quickly to meet their business requirements. This is especially beneficial for manufacturers, contractors, and SMEs who often require funds urgently to fulfill their orders.
The loan application process is 100% digitized, which means that borrowers can apply for the loan from the comfort of their homes or office. The entire process is online, including documentation, verification, and disbursal of funds, making it convenient and hassle-free for borrowers.
In conclusion, Oxyzo Loan against Property is an excellent financial product for manufacturers, contractors, and SMEs in Belgaum who require funds to grow their businesses. With up to 150% LTV, competitive interest rates, quick disbursal, and a 100% digitized process, Oxyzo Loan against Property is a convenient and cost-effective option for borrowers.
