Ready to Apply? Here's What You'll Need
Eligibility Criteria
- Public Limited
- Private Limited
- Sole Proprietorship
- Partnership
Required Documents
- PAN Card
- Aadhaar Card
- Bank Statement
- Balance Sheet
- P&L Statement
Our Terms
Types of Loan Against Property in 2026
Term loan against property
Benefits

Quick disbursal

Seamless property evaluation
Purchase Finance against property
Benefits

Quick disbursal

Interest as per usage
How does Loan Against Property Work?
How to Apply for a Loan Against Property
Why Oxyzo?
Oxyzo provides new-age customized financing products for your business needs

High loan amount

Competitive interest rates

Flexible repayment tenure

Minimal documentation

Quick approval process

Multiple end-use options

Retain property ownership

Tax benefits available
Get Working capital with Loan against property
Oxyzo Loan against Property in Belgaum: Up to 150% LTV, Quick Disbursal, and 100% Digitized Process
Belgaum, also known as Belagavi, is a city located in the Indian state of Karnataka. The city is known for its rich culture, historical landmarks, and industrial growth. Belgaum is home to a large number of manufacturers, contractors, and SMEs who contribute significantly to the city’s economic growth.
Oxyzo Loan against Property is a financial product designed exclusively for manufacturers, contractors, and SMEs in Belgaum who require funds to meet their business requirements. The loan against property allows borrowers to leverage the value of their land or property to access funds for their business.
One of the significant advantages of Oxyzo Loan against Property is the high loan-to-value (LTV) ratio of up to 150%. This means that borrowers can access funds up to 150% of the market value of their property, giving them the financial flexibility they need to grow their business.
The loan against property interest rates offered by Oxyzo are competitive and affordable, making it a cost-effective option for borrowers. The interest rates are based on various factors such as the borrower’s credit score, property value, and business stability.
One of the key benefits of Oxyzo Loan against Property is the quick disbursal of funds. The loan is processed within 24-48 hours, ensuring that borrowers can access funds quickly to meet their business requirements. This is especially beneficial for manufacturers, contractors, and SMEs who often require funds urgently to fulfill their orders.
The loan application process is 100% digitized, which means that borrowers can apply for the loan from the comfort of their homes or office. The entire process is online, including documentation, verification, and disbursal of funds, making it convenient and hassle-free for borrowers.
In conclusion, Oxyzo Loan against Property is an excellent financial product for manufacturers, contractors, and SMEs in Belgaum who require funds to grow their businesses. With up to 150% LTV, competitive interest rates, quick disbursal, and a 100% digitized process, Oxyzo Loan against Property is a convenient and cost-effective option for borrowers.
Frequently Asked Questions
- Minimum turnover 3 crores
- Business vintage 3 years +
- KYC
- Last 6 months of banking
- GSTR details for the current financial year
- Financial statements for the previous 3 financial years
- Property document
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