Loan Against Property in Assam

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How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Assam, known for its tea plantations, wildlife sanctuaries, and vibrant culture, is one of the fastest-growing states in India. With its strategic location and growing industrial base, Assam offers immense business opportunities for manufacturers, contractors, and SMEs. However, to take advantage of these opportunities, businesses need access to timely and flexible financing solutions. This is where Oxyzo’s Loan Against Property in Assam can help.

Oxyzo’s Loan Against Property is a secured loan that allows businesses to use their commercial or residential property as collateral to raise funds. Whether you need to finance your business expansion, purchase new machinery or equipment, or meet working capital needs, Oxyzo’s Loan Against Property can provide you with the required funds at attractive interest rates.

One of the biggest advantages of Oxyzo’s Loan Against Property is its high Loan-to-Value (LTV) ratio of up to 150%. This means that you can borrow up to 150% of the value of your property, which is significantly higher than other forms of secured loans. Additionally, Oxyzo’s Loan Against Property has a quick disbursal process, with funds being credited to your account within 24-48 hours of approval. This can help you meet your urgent financial needs without any delays.

At Oxyzo, we understand that time is money for businesses. That’s why we have a 100% digitized loan process, which eliminates the need for physical documentation and reduces the loan processing time. You can apply for Oxyzo’s Loan Against Property online from the comfort of your home or office, and track your application status in real time. Our loan experts will guide you through the process and ensure that your loan application is processed quickly and efficiently.

When it comes to interest rates, Oxyzo’s Loan Against Property offers some of the most competitive rates in the market. Our lap interest rates are based on a variety of factors, including the value of your property, your credit score, and your repayment capacity. We offer flexible repayment options, with loan tenures ranging from 5 to 15 years, which can help you manage your cash flows and repay the loan on time.

In conclusion, Oxyzo’s Loan Against Property in Assam is an excellent financing solution for manufacturers, contractors, and SMEs looking to grow their businesses. With its high LTV ratio, quick disbursal, and the digitized loan process, Oxyzo’s Loan Against Property can help you meet your financial needs without any hassle. So, if you own a commercial or residential property in Assam, apply for Oxyzo’s Loan Against Property today and take your business to the next level.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.

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