Purchase
Finance
Procure raw materials at the right price
Loan Against Property in Amritsar
RBI Registered
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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Benefits
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
Our Terms
Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Amritsar, the spiritual and cultural hub of Punjab, is a vibrant city that has emerged as an economic powerhouse in recent years. With a thriving business landscape, many manufacturers, contractors, and SMEs are constantly looking for financing options to fuel their growth. This is where Oxyzo’s Loan Against Property (LAP) comes in, offering quick and hassle-free access to funds, with up to 150% LTV, for businesses in Amritsar.
One of the biggest advantages of choosing Oxyzo’s LAP is the competitive interest rates. Our LAP interest rates are amongst the most attractive in the market, making it an affordable financing option for businesses of all sizes. Moreover, the loan is available against land or property, making it a convenient option for those who own land or property in Amritsar.
Another key benefit of choosing Oxyzo’s LAP is the quick disbursal of funds. We understand that time is of the essence when it comes to running a business, and delays in funding can hamper growth plans. This is why we offer quick disbursal of funds, with a digitized process that ensures a hassle-free experience for our customers. With Oxyzo’s LAP, businesses can get access to funds within 24-48 hours, enabling them to take advantage of growth opportunities as they arise.
At Oxyzo, we believe in making financing accessible and convenient for businesses in Amritsar. This is why our LAP is available exclusively for manufacturers, contractors, and SMEs, ensuring that they get the right financing option tailored to their specific needs. Whether you are looking to expand your operations, purchase new equipment, or meet working capital requirements, Oxyzo’s LAP is a flexible financing option that can be used for a variety of purposes.
In conclusion, if you are a business owner in Amritsar looking for affordable and hassle-free financing options, Oxyzo’s LAP is the right choice for you. With competitive interest rates, quick disbursal of funds, and a digitized process, our LAP is the ideal financing option for manufacturers, contractors, and SMEs in Amritsar. Contact us today to learn more about our LAP and how we can help you grow your business.
