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How does LAP Work?
Avail LAP in Two Types
Term loan against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction
Purchase Finance against property
Up to 150% LTV
Unlock the potential of your properties with the best LTV in the market
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
The interest would be charged only for the exact amount and duration of use
Eligibility & Required Documents
Apply with minimal documentation
Eligibility
Minimum turnover ₹3 crores
Business vintage 3+ years
Required Documents
KYC details
Last 6 months
Financials for previous 2 fiscal years
GSTR details for current fiscal year
Property document
How to Apply for Credit
Step-by-step online process to apply
for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction
Why Oxyzo?
Oxyzo provides new-age customized financing
products for your business needs
No foreclosure charges
Minimum processing-fee
Easy Repayment tenure
Flexible repayment tenure
No minimum utilization charges
Approval within 48 hours
Digitized process
Affordable Interest Rates
Get Working capital with Loan against property
Oxyzo Loan against property in Ajmer: Providing Quick, Digitized and Affordable Funding Solutions for Manufacturers, Contractors & SMEs
Ajmer, a bustling city in Rajasthan, is well-known for its cultural heritage, vibrant markets, and picturesque locations. The city boasts a rich history and has been a center of trade and commerce for centuries. Today, Ajmer is home to numerous manufacturers, contractors, and small and medium-sized enterprises (SMEs) that play a vital role in the city’s economy.
As a manufacturer, contractor, or SME in Ajmer, you may require funds at various stages of your business operations. Whether you are looking to expand your business, invest in new equipment, or meet urgent cash flow needs, Oxyzo Loan against property in Ajmer can help you with its customized loan solutions.
A loan against property is a secured loan that allows you to pledge your property as collateral and borrow funds against it. Oxyzo offers loan against land, residential, and commercial properties, with interest rates starting from as low as 8.90%*. With up to 150% loan to value (LTV), you can borrow a higher amount against your property’s value.
One of the key benefits of Oxyzo Loan against property in Ajmer is its quick disbursal feature. With a 100% digitized process, you can get your loan approved and disbursed within 24-48 hours*. This means you can meet your urgent funding needs without any delay.
Oxyzo understands that every business is unique, and its funding needs may vary depending on various factors. That’s why it offers customized loan solutions to manufacturers, contractors, and SMEs in Ajmer. You can choose from flexible repayment options ranging from 2 to 20 years, and enjoy hassle-free loan processing with minimal documentation.
In conclusion, Oxyzo Loan against property in Ajmer is an affordable and convenient funding solution for manufacturers, contractors, and SMEs in the city. With its competitive interest rates, quick disbursal, and flexible repayment options, you can meet your business funding needs without any hassle. Contact Oxyzo today to learn more about its loan against property solutions.
*Interest rates and disbursal time may vary based on individual credit profiles and other factors.
Frequently Asked Questions
What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
- Minimum turnover 3 crores
- Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
- KYC
- Last 6 months of banking
- GSTR details for the current financial year
- Financial statements for the previous 3 financial years
- Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.
