Business Loan in Uttar Pradesh

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How does Business Loan Work?

Business Loan Benefits

Collateral-free

Collateral-free

Unsecured business loans do not require land, property, bank guarantee or any other business collateral

Low cost credit

Low cost credit

The interest rate charged on a business loan is relatively lower than that of loan

100% digitized process

100% digitized process

The online business loan process is fast and hassle-free

Flexible repayment options

Flexible repayment options

A business loan can be repaid with flexible EMI options

Instant disbursement

Instant disbursement

Get loan disbursement within 24-48 hours of the amount being sanctioned

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No collateral required

No collateral required

Minimum Paperwork

Minimum Paperwork

Attractive interest rate

Attractive interest rate

Flexible repayment tenure

Flexible repayment tenure

Approval within 48 hours

Approval within 48 hours

Nominal processing-fee

Nominal processing-fee

Easy EMI options

Easy EMI options

Get Working capital with Business Loan

Oxyzo Business Loan is a digital lending platform that provides quick and hassle-free business loans to entrepreneurs of Uttar Pradesh. Oxyzo Business Loan offers a variety of loan products with affordable interest rates, flexible repayment options, and 100% digital processing. The loan application and disbursal process are quick and efficient, allowing entrepreneurs to receive funds instantly.

Uttar Pradesh is the most populous state in India, and it has a vast potential for growth in various industries. The state is home to many small and medium enterprises (SMEs) that require financial assistance to sustain and grow their businesses. Oxyzo Business Loan offers collateral-free loans that provide easy access to working capital, machinery, or inventory. The business loans offered by Oxyzo help entrepreneurs fulfill their financial requirements without having to pledge any collateral.

The loans are available at competitive interest rates that make it affordable for small businesses to take advantage of the funding opportunities. Oxyzo Business Loan offers an easy and quick loan application process that can be completed online, without the need for any physical documentation. The loan processing time is minimal, and once the loan is approved, the funds are disbursed instantly.

The repayment options are also flexible and can be tailored according to the business’s cash flow. The digital loan process also ensures transparency in the entire loan process, right from the application to repayment. Entrepreneurs can track their loan application and repayment status through an online dashboard, which makes the loan process hassle-free and convenient.

In conclusion, Oxyzo Business Loan is an excellent choice for entrepreneurs looking for quick and hassle-free business loans in Uttar Pradesh. The benefits of collateral-free loans, low-cost credit, 100% digitized process, flexible repayment options, and instant disbursement make Oxyzo Business Loan the perfect partner for entrepreneurs who want to grow their businesses. With its transparent and efficient loan processing, entrepreneurs can get the financial assistance they need without any hassles.

Frequently Asked Questions

What is a business loan and for what purpose is it used ?
A business loan is a form of term loan that is specifically used by SMEs for business expansion purposes and to help them grow and scale their business. Monthly payments are fixed over the tenure with a lending agreement.A lending agreement is signed between a lender and a business. The lender provides money to the business. The business repays in an agreed-upon duration of time with an agreed amount of interest. We offer it as a term loan as it can be paid back quickly in EMIs convenient to the SME owners.
Does Oxyzo provide business loan without security only ?
No, Oxyzo offers both unsecured business loans and secured loans for setting up new factories, renovating existing plants and other business expansion activities.
How is the eligibility calculated for a business loan ?
Business loan eligibility depends on the business vintage and turnover. SMEs must have a minimum turnover of 3 crores and a business vintage of atleast 3 years to apply for business loan online.
What are the business loan documents required ?
SMEs are required to apply online for a business loan with the following documents:
  • KYC documents
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years.
What is the maximum business loan offered by Oxyzo ?
The business loan limit in Oxyzo depends on the eligibility, your requirement and our comfort. If you meet our basic guidelines and our team has comfort in terms of credit assessment, we offer a decent sanction.

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