Business Loan in Kolkata

RBI Registered

RBI Registered

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How does Business Loan Work?

Business Loan Benefits

Collateral-free

Collateral-free

Unsecured business loans do not require land, property, bank guarantee or any other business collateral

Low cost credit

Low cost credit

The interest rate charged on a business loan is relatively lower than that of loan

100% digitized process

100% digitized process

The online business loan process is fast and hassle-free

Flexible repayment options

Flexible repayment options

A business loan can be repaid with flexible EMI options

Instant disbursement

Instant disbursement

Get loan disbursement within 24-48 hours of the amount being sanctioned

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No collateral required

No collateral required

Minimum Paperwork

Minimum Paperwork

Attractive interest rate

Attractive interest rate

Flexible repayment tenure

Flexible repayment tenure

Approval within 48 hours

Approval within 48 hours

Nominal processing-fee

Nominal processing-fee

Easy EMI options

Easy EMI options

Get Working capital with Business Loan

Oxyzo Business Loan in Kolkata: Unlock Your Business Potential

Are you a business owner in Kolkata looking for funding options? With Oxyzo Business Loan, you can get access to collateral-free, low-cost credit to help you grow and expand your business. Our 100% digitized process ensures quick and hassle-free loan disbursal, and our flexible repayment options make it easy to manage your finances.

But before we dive into the benefits of Oxyzo Business Loan, let’s take a quick look at Kolkata.

About Kolkata

Kolkata, also known as the City of Joy, is the cultural capital of India. It is the commercial and financial hub of Eastern India and is home to a diverse range of industries such as textiles, jute, electronics, and more. The city is also known for its rich history, stunning architecture, and delectable cuisine.

With its bustling markets and entrepreneurial spirit, Kolkata is a great place to start or grow a business. And with Oxyzo Business Loan, you can unlock your business potential and take it to new heights.

Benefits of Oxyzo Business Loan

Collateral-free: Unlike traditional loans, Oxyzo Business Loan is collateral-free, which means you don’t have to provide any security to avail of the loan. This makes it easier for small and medium-sized businesses to access funding.

Low-cost credit: Our interest rates are competitive, making it affordable for you to take on a loan and invest in your business. With Oxyzo Business Loan, you can focus on growing your business without worrying about high-interest rates.

100% digitized process: Our online loan application process is quick and simple, which means you can apply for a loan from the comfort of your home or office. Our digitized process also ensures that you get the loan disbursal within a few days of loan approval.

Flexible repayment options: We understand that every business is unique, and that’s why we offer flexible repayment options. You can choose the repayment tenure that suits your business needs, which could be anywhere between 12 to 36 months.

Instant disbursement: With Oxyzo Business Loan, you can get the loan disbursal within 24 to 48 hours of loan approval. This ensures that you can use the funds when you need them the most.

In conclusion, Oxyzo Business Loan in Kolkata offers a range of benefits for businesses looking for funding options. Whether you’re looking to expand your business or invest in new equipment, we can help you achieve your goals. With our collateral-free, low-cost credit, 100% digitized process, flexible repayment options, and instant disbursement, you can unlock your business potential and take it to new heights.