Business Loan in Delhi-NCR

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How does Business Loan Work?

Business Loan Benefits

Collateral-free

Collateral-free

Unsecured business loans do not require land, property, bank guarantee or any other business collateral

Low cost credit

Low cost credit

The interest rate charged on a business loan is relatively lower than that of loan

100% digitized process

100% digitized process

The online business loan process is fast and hassle-free

Flexible repayment options

Flexible repayment options

A business loan can be repaid with flexible EMI options

Instant disbursement

Instant disbursement

Get loan disbursement within 24-48 hours of the amount being sanctioned

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No collateral required

No collateral required

Minimum Paperwork

Minimum Paperwork

Attractive interest rate

Attractive interest rate

Flexible repayment tenure

Flexible repayment tenure

Approval within 48 hours

Approval within 48 hours

Nominal processing-fee

Nominal processing-fee

Easy EMI options

Easy EMI options

Get Working capital with Business Loan

Delhi NCR is a bustling metropolitan region that is home to numerous businesses, ranging from small to large scale. In such a dynamic and competitive environment, obtaining the necessary funding to keep a business running smoothly can be a challenge. This is where Oxyzo Business Loan can help.

Oxyzo Business Loan is a leading provider of business loans in Delhi NCR, offering a wide range of financing options that can help businesses grow and succeed. Our loans are collateral-free, making them easily accessible to businesses of all sizes. Moreover, our low-cost credit options can help businesses manage their finances more efficiently, while our 100% digitized process ensures that loans are disbursed quickly and with minimum hassle.

One of the standout features of our business loans is our flexible repayment options. We understand that every business has different financial needs and constraints, which is why we offer customizable repayment schedules that are tailored to meet the specific requirements of each business. This makes it easier for businesses to manage their cash flows and ensures that loan repayments are made on time.

Another key advantage of choosing Oxyzo Business Loan in Delhi NCR is the instant disbursement of funds. We know that businesses need access to funding quickly, and our streamlined processes ensure that loans are approved and disbursed in a timely manner. This can help businesses address their financial needs as and when they arise, without causing any undue delays in operations.

In conclusion, if you are a business owner in Delhi NCR and require funding to take your business to the next level, Oxyzo Business Loan is the perfect solution. Our collateral-free, low-cost credit, 100% digitized process, flexible repayment options, and instant disbursement make us the go-to choice for businesses of all types and sizes. Apply for a business loan with us today and see your business grow and thrive.

Frequently Asked Questions

What is a business loan and for what purpose is it used ?
A business loan is a form of term loan that is specifically used by SMEs for business expansion purposes and to help them grow and scale their business. Monthly payments are fixed over the tenure with a lending agreement.A lending agreement is signed between a lender and a business. The lender provides money to the business. The business repays in an agreed-upon duration of time with an agreed amount of interest. We offer it as a term loan as it can be paid back quickly in EMIs convenient to the SME owners.
Does Oxyzo provide business loan without security only ?
No, Oxyzo offers both unsecured business loans and secured loans for setting up new factories, renovating existing plants and other business expansion activities.
How is the eligibility calculated for a business loan ?
Business loan eligibility depends on the business vintage and turnover. SMEs must have a minimum turnover of 3 crores and a business vintage of atleast 3 years to apply for business loan online.
What are the business loan documents required ?
SMEs are required to apply online for a business loan with the following documents:
  • KYC documents
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years.
What is the maximum business loan offered by Oxyzo ?
The business loan limit in Oxyzo depends on the eligibility, your requirement and our comfort. If you meet our basic guidelines and our team has comfort in terms of credit assessment, we offer a decent sanction.

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