This Policy is owned and operated by OFB Tech Private Limited, henceforth referred to as “OfBusiness” which includes its subsidiary, affiliates, successors and permitted assigns.
During the use of the website, OfBusiness may collect and process information from the users, including but not limited to the below mentioned:
OfBusiness pledges that it shall not sell or rent users’ personal details to anyone. OfBusiness will protect every bit of the users’ business or personal information and maintain the confidentiality of the same. With this seal of trust, OfBusiness makes its services available to the users for assessment and analysis that include credit and behaviour scoring, market and product analysis.
OfBusiness guarantees that it is going to keep all information confidential except in the following cases:
OfBusiness never will sell or rent personal information of its clients to anyone, at any time, for any reason. OfBusiness may use the user’s personal information in the following ways, viz:
Access to personal information is strictly restricted and shared in accordance with certain specific internal procedures and safeguards that govern access. Certain features of the website are available for use without any need to provide details. Other features of the website may require users to provide details including but not limited to the user’s name, address, mobile number, email address, PAN No., employment & income details.
OfBusiness takes the security of its user’s information very seriously. OfBusiness protects the user’s information using bank-level data security: 128 bit-encryption and a TLS 1.2 protocol. This creates an encrypted connection between the user’s browser and OfBusiness’s servers. All information always remains encrypted. If the user allows OfBusiness to see its banking information online rather than in paper form, it is on a read-only basis. OfBusiness does not have access to change, edit, or modify bank account information in any manner whatsoever. OfBusiness employees cannot view the user’s banking username and passwords, and the same is securely stored in separate encrypted areas with its financial services providers.
All information provided to OfBusiness is stored on its secure servers whether outside or within India.
OfBusiness uses commercially reasonable safeguards to preserve the integrity and security of the users’ information against loss, theft, unauthorized access, disclosure, reproduction, use or amendment.
The information that is collected from the users may be transferred to, and stored at, a destination inside or outside India. By submitting information on the website, the users agree to this transfer, storing and/ or processing. OfBusiness will take such steps as it considers reasonably necessary to ensure that the users’ information is treated securely and in accordance with the Policy.
In using the website, the users accept the inherent security implications of data transmission over the internet and the World Wide Web cannot always be guaranteed as completely secure. Therefore, the use of the website will be at the own risk of the users.
OfBusiness assumes no liability for any disclosure of information due to errors in transmission, unauthorized third-party access or other acts of third parties, or acts or omissions beyond its reasonable control and the user agrees not to hold OfBusiness responsible for any breach of security unless such breach has been caused as a direct result of gross negligence or willful default by OfBusiness.
In the event OfBusiness becomes aware of any breach of the security of the users’ information, it will promptly notify the users and take appropriate action to the best of its ability to remedy such a breach.
This Policy does not apply to any information other than information collected by OfBusiness through the website including such information collected in accordance with the clause on “Collection of Information” above. This Policy shall not apply to any unsolicited information provided by the users through this website or through any other means. This includes, but is not limited to, information posted to any public areas of the website. All such unsolicited information shall be deemed to be non-confidential and OfBusiness shall be free to use, disclose such unsolicited information without limitation.
OfBusiness collects certain information from the user’s browser using small data files called “cookies.” OfBusiness uses session ID cookies to confirm that customers are logged in. This type of cookie helps OfBusiness recognize a customer if he or she visits multiple pages on the website during the same session, so that separate passwords are not required to access each page. These cookies terminate once the customer closes the browser. By default, OfBusiness uses a persistent cookie that stores customer login ID (but not password) to make it easier for the customer to login when returning to the website. OfBusiness encodes its cookies so that only OfBusiness can interpret the information stored in them. The user may remove or block this cookie using the user’s browser settings to disable the feature.
OfBusiness also stores transaction history. OfBusiness may collect additional information in ways not specifically described herein. For example, OfBusiness may track information related to interactions with customer service or responses from surveys or other feedback tools. OfBusiness uses this information to continually improve the service provided to the customers.
The web pages of the website contain electronic images known as “web beacons” (sometimes called single-pixel gifs) and are used along with cookies to compile aggregated statistics to analyze how the website is used. Web beacons may also be used in some of OfBusiness’s emails to so as to know which emails and links recipients have opened, allowing it to gauge the effectiveness of its customer communications and marketing campaigns.
If the user wishes to introduce OfBusiness / the website to any other person / entity, the user will be asked to provide such person / entity’s name and email address. OfBusiness will automatically send such person / entity an email inviting it or to visit the website. OfBusiness stores this information for the purpose of sending this email and keeping a record of the number of persons / entities so referred by the users. OfBusiness may send additional emails to the said person / entity in connection with services offered by OfBusiness. Such person / entity may contact OfBusiness at email@example.com to request that this information be removed from OfBusiness’s database.
To opt out of email correspondence from OfBusiness or make a change to (or delete) the user information stored in OfBusiness’s records, please contact OfBusiness at firstname.lastname@example.org.
The user may write to OfBusiness at:
OFB Tech Pvt.Ltd.
Global Business Park, 6th Floor Tower A, Sector 26 MG Road
Gurugram - 122001, India
OfBusiness will respond to the user’s request within 30 days.
User information will be retained for as long as the user account is active or as needed to provide services to the user. If the user wishes to cancel its account or requests that OfBusiness no longer uses its information to provide services, the user may contact OfBusiness at email@example.com. OfBusiness will retain and use user information as necessary to comply with its legal obligations, resolve disputes, and enforce its agreements or for other business purposes.
OfBusiness has made every effort to ensure that this Policy adheres with the applicable laws. The invalidity or unenforceability of any part of this Policy shall not prejudice or affect the validity or enforceability of the remainder of this Policy.
The rights and remedies available under this Policy may be exercised as often as necessary and are cumulative and not exclusive of rights or remedies provided by law. It may be waived only in writing. Delay in exercising or non-exercise of any such right or remedy does not constitute a waiver of that right or remedy, or any other right or remedy.
This Policy shall be governed by and construed in accordance with the laws of the Republic of India and subject to the provisions of arbitration set out herein, the courts at Bangalore shall have exclusive jurisdiction in relation to any disputes arising out of or in connection with this Policy.
If any dispute arises between OfBusiness and the user in connection with or arising out of the validity, interpretation, implementation or alleged breach of any provision of the Policy, such dispute shall be referred to and finally resolved by arbitration in accordance with the Indian Arbitration and Conciliation Act, 1996 for the time being in force, which rules are deemed to be incorporated by reference in this clause.
There shall be one (1) arbitrator and the seat of the arbitration shall be Bangalore, India.
The language of the arbitration proceedings and of all written decisions and correspondence relating to the arbitration shall be English.
OfBusiness makes no representation that the content contained on the website is appropriate or to be used or accessed outside of the Republic of India. If the users use or access the website from outside the Republic of India, they do so at their own risk and are responsible for compliance with the laws of such jurisdiction.
Any questions or concerns should be addressed to: firstname.lastname@example.org
Global Business Park, 6th Floor Tower A, Sector 26 MG Road
Gurugram - 122001, India
OfBusiness will respond to all relevant user queries within 30 days.