Ready to Apply? Here's What You'll Need
Eligibility Criteria
- Public Limited
- Private Limited
- Sole Proprietorship
- Partnership
Required Documents
- PAN Card
- Aadhaar Card
- Bank Statement
- Balance Sheet
- P&L Statement
Our Terms
Types of Loan Against Property in 2026
Term loan against property
Benefits

Quick disbursal

Seamless property evaluation
Purchase Finance against property
Benefits

Quick disbursal

Interest as per usage
How does Loan Against Property Work?
How to Apply for a Loan Against Property
Why Oxyzo?
Oxyzo provides new-age customized financing products for your business needs

High loan amount

Competitive interest rates

Flexible repayment tenure

Minimal documentation

Quick approval process

Multiple end-use options

Retain property ownership

Tax benefits available
Get Working capital with Loan against property
Maharashtra is a land of opportunities, and it is one of the fastest-growing states in India, contributing significantly to the nation’s GDP. It has a diverse economy and is known for its manufacturing, construction, and SME industries. These sectors require constant funding to fuel their growth and expansion plans. One of the most convenient ways to raise funds is through a loan against property (LAP).
Oxyzo, a leading financial institution in Maharashtra, offers loan against property to manufacturers, contractors, and SMEs. With Oxyzo, businesses can avail of loans at attractive interest rates with a high LTV ratio of up to 150%. Oxyzo’s loan against property interest rates is competitive and tailored to meet the financial needs of businesses.
LAP is a type of secured loan where businesses can pledge their property as collateral and raise funds. The interest rates on LAP are comparatively lower than unsecured loans, making it an affordable financing option for businesses. Oxyzo’s LAP interest rate is calculated based on the borrower’s credit score, property value, and loan tenure. The higher the credit score, the lower the interest rate.
One of the biggest advantages of availing of a LAP from Oxyzo is the quick disbursal of funds within 24-48 hours. This makes it an ideal financing option for businesses with urgent funding requirements. Oxyzo’s 100% digitized process ensures a hassle-free loan application and disbursal process.
Manufacturers, contractors, and SMEs can avail LAP from Oxyzo to fund their working capital requirements, business expansion plans, machinery purchase, and other business-related expenses. With Oxyzo’s high LTV ratio, businesses can avail of a higher loan amount, making it a cost-effective financing option.
In conclusion, Oxyzo’s loan against property in Maharashtra offers businesses a convenient and affordable financing option. With competitive interest rates, a high LTV ratio, quick disbursal, and a 100% digitized process, businesses can avail of a LAP hassle-free. So, if you’re a manufacturer, contractor, or SME in Maharashtra, look no further than Oxyzo for your LAP needs.


