Loan Against Property in Kolkata

RBI Registered
RBI Registered NBFC

Check Your Loan Eligibility in Just 2 minutes!

Attractive interest rates
Attractive interest rates
Unsecured Loan upto 5 Crores
Unsecured Loan upto 5 Crores
Approval within 48 Hours
Approval within 48 Hours

Ready to Apply? Here's What You'll Need

Eligibility Criteria

Minimum turnover
₹3 crores
Years of Operation
3+ years
Entities
  • Public Limited
  • Private Limited
  • Sole Proprietorship
  • Partnership

Required Documents

Business Proof
GSTIN
KYC Details
  • PAN Card
  • Aadhaar Card
Financial Documents (last 3 years)
  • Bank Statement
  • Balance Sheet
  • P&L Statement

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax

Types of Loan Against Property in 2026

Term loan against propertyTerm loan against property

Benefits

Quick disbursal
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Seamless property evaluation
Seamless property evaluation
With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits

Quick disbursal
Quick disbursal
With a 100% digitized process, get loan disbursement within 24-48 hours
Interest as per usage
Interest as per usage
The interest would be charged only for the exact amount and duration of use

How does Loan Against Property Work?

How to Apply for a Loan Against Property

Step-by-step online process to apply for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing products for your business needs

High loan amount

High loan amount

Competitive interest rates

Competitive interest rates

Flexible repayment tenure

Flexible repayment tenure

Minimal documentation

Minimal documentation

Quick approval process

Quick approval process

Multiple end-use options

Multiple end-use options

Retain property ownership

Retain property ownership

Tax benefits available

Tax benefits available

Get Working capital with Loan against property

Oxyzo Loan against Property in Kolkata: Avail Up to 150% LTV & Quick Disbursal

Kolkata, the cultural capital of India, is home to many manufacturers, contractors, and small and medium-sized enterprises (SMEs) that contribute to the city’s economy. However, like any other city, businesses in Kolkata may face financial challenges from time to time. In such scenarios, a Loan Against Property (LAP) can come to their rescue.

Oxyzo, a leading financial services provider in India, offers LAPs to manufacturers, contractors, and SMEs in Kolkata. Our LAPs come with several benefits that can help businesses meet their financial requirements.

Avail Up to 150% LTV: With Oxyzo’s LAPs, businesses in Kolkata can avail of up to 150% Loan-To-Value (LTV) of their property’s market value. This means that businesses can get a higher loan amount than the value of their property. Moreover, businesses can use the LAP amount for any purpose, including business expansion, working capital, debt consolidation, and more.

Quick Disbursal: At Oxyzo, we understand that businesses may require funds urgently. Therefore, we offer quick disbursal of LAPs within 24-48 hours of approval. This means businesses can get access to funds when they need them the most, without any delays.

100% Digitized Process: Oxyzo’s LAP application process is entirely digitized, making it easy and convenient for businesses in Kolkata. The application process is hassle-free, and businesses can apply for LAPs from the comfort of their office or home.

Competitive Interest Rates: At Oxyzo, we offer LAPs at competitive interest rates that are lower than most other financial institutions. This means that businesses can save on their interest expenses and use the funds for business growth.

Loan Against Land: Oxyzo’s LAPs are not limited to properties like residential or commercial buildings. We also offer LAPs against the land, making it easy for businesses to get funds even if they do not have any buildings.

In conclusion, Oxyzo’s LAPs are an excellent financial solution for manufacturers, contractors, and SMEs in Kolkata who need funds for business expansion, working capital, debt consolidation, and more. With benefits like up to 150% LTV, quick disbursal, 100% digitized process, and competitive interest rates, Oxyzo’s LAPs can help businesses meet their financial requirements.

HomeProducts By LocationsLoan Against Property in Kolkata