Loan Against Property in Delhi-NCR

RBI Registered

RBI Registered NBFC

Download our App!
+91

Available on

Download AppDownload App
Download App

How does LAP Work?

Avail LAP in Two Types

Term loan against propertyTerm loan against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Seamless property evaluation
Seamless property evaluation

With easy and seamless property evaluation process, get a fair and faster sanction

Purchase Finance against propertyPurchase Finance against property

Benefits
Up to 150% LTV
Up to 150% LTV

Unlock the potential of your properties with the best LTV in the market

Quick disbursal
Quick disbursal

With a 100% digitized process, get loan disbursement within 24-48 hours

Interest as per usage
Interest as per usage

The interest would be charged only for the exact amount and duration of use

Eligibility & Required Documents

Apply with minimal documentation

Eligibility

Minimum turnover
Minimum turnover ₹3 crores
Business vintage
Business vintage 3+ years

Required Documents

details
KYC details
Last
Last 6 months of banking
Financials for previous
Financials for previous 2 fiscal years
for current fiscal year
GSTR details for current fiscal year
Property document
Property document

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
Our New App is Live!
Fuel Your Business Dreams with OXYZO
+91
Scan to get App
title
title
title

Enhanced Security Features

title

Hassle-free Loan Applications

title

Simplified Documentation Process

title

Get Disbursals on the Fly

title

Ledger on Your Fingertips

title

Enhanced Security Features

How to Apply for Credit

Step-by-step online process to apply
for Financing

1

Check Eligibility

Check your loan eligibility

2

Submit Application

Complete a 100% online application form

3

Get Sanctioned

We will evaluate your application and propose a fair sanction

4

Receive Funds

Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

No foreclosure charges

No foreclosure charges

Minimum processing-fee

Minimum processing-fee

Easy Repayment tenure

Easy Repayment tenure

Flexible repayment tenure

Flexible repayment tenure

No minimum utilization charges

No minimum utilization charges

Approval within 48 hours

Approval within 48 hours

Digitized process

Digitized process

Affordable Interest Rates

Affordable Interest Rates

Get Working capital with Loan against property

Are you a Manufacturer, Contractor, or Small and Medium-sized Enterprise (SME) looking for quick and hassle-free funding options? If yes, then Oxyzo Loan against property in Delhi NCR might be the right choice for you. With up to 150% LTV (Loan to Value) and quick disbursal within 24-48 hours, Oxyzo offers a one-stop solution for all your financial needs.

About Delhi NCR:
Delhi NCR (National Capital Region) is a vast metropolitan area comprising Delhi and its neighboring cities like Gurgaon, Noida, Faridabad, and Ghaziabad. It is the hub of various industries like IT, manufacturing, real estate, and construction. As the region is densely populated, the cost of living and doing business is relatively high. Therefore, accessing funding options at lower interest rates can help businesses thrive in the region.

Benefits of Oxyzo Loan Against Property:
One of the significant advantages of opting for an Oxyzo Loan against property is that you can avail of a loan amount of up to 150% of your property’s value. This feature makes it easier for manufacturers, contractors, and SMEs to access more funds, depending on the property’s market value. Additionally, with a quick disbursal time of 24-48 hours, businesses can have the required funds at their disposal in no time.

Oxyzo’s 100% digitized process ensures that the loan application and verification process is streamlined, reducing the time and effort required for loan processing. You don’t have to worry about visiting any physical branches, and all the formalities can be completed online.

Another crucial aspect to consider when opting for any loan is the interest rate. Oxyzo offers competitive lap interest rates to Manufacturers, Contractors, and SMEs. It is important to note that the interest rate may vary based on factors like the property’s location, size, and market value. However, Oxyzo ensures that the loan against property interest rates is tailored to your business’s specific needs and repayment capacity.

Loan against land is an attractive option for businesses that own land but have limited cash flow. With Oxyzo Loan against property, you can pledge your land and access funds to expand your business operations, pay off existing debts, or invest in new opportunities.

In conclusion, Oxyzo Loan against property in Delhi NCR is an excellent option for manufacturers, contractors, and SMEs looking for quick and hassle-free funding options. With competitive lap interest rates, up to 150% LTV, and a 100% digitized process, Oxyzo ensures that your business’s financial needs are met without any hassles.

Frequently Asked Questions

What is the required loan against property eligibility ?
The LAP eligibility for a business entity is :
  • Minimum turnover 3 crores
  • Business vintage 3 years +
Does Oxyzo provide a loan against land property ?
Yes
What are the documents required for a loan against property ?
SMEs are required to apply online for LAP with the following documents:
  • KYC
  • Last 6 months of banking
  • GSTR details for the current financial year
  • Financial statements for the previous 3 financial years
  • Property document
What types of properties are accepted by Oxyzo to provide Loan Against Property (LAP) ?
We accept residential, commercial, or industrial property for LAP.
Why should you consider a LAP ?
A loan against property (LAP) gets you a higher loan sanction at a low cost.

Ask Queries, learn about products and much more

WhatsApp Us